Comptroller of the Currency, Administrator of National Banks Ensuring a Safe and Sound National Banking System for all Americans
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National BankNet


What is BankNet?

Publications:

Changes in Credit Risk in Commercial Loan Portfolios Since 2002
(Percent of Banks)


Increased Risk Decreased Risk
Middle Markets

48

13

CRE Other

47

5

CRE Commercial

47

7

Agricultural

41

11

Small Business

40

4

International

39

6

CRE Residential

36

2

Syndicated/National

35

32

Asset Based

29

29

Structured Finance

29

43

 

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The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.

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