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Description of Publications

Comptroller's Handbook

- Safety & Soundness

- Consumer Compliance

- Asset Management

Comptroller's Licensing Manual

Director's Toolkit

Economics Working Papers

Low-Income Survey

Problem Bank Guide (PDF)

Qrtrly. Derivative Fact Sheet

Public Information

Publications:
Commercial Credit Risk Trends by Product Type
(Percent of Banks)

2004 2005

Decreased Risk Increased Risk Decreased Risk Increased Risk

Agricultural
10

31

21

10

Asset-Based
32

13

24

24

Commercial Constructions
7

34

8

27

Residential Constructions
4

20

7

28

Other CRE
12

22

11

24

International
39

6

20

7

Middle Market
28

20

30

17

Small Business
15

13

11

19

Structured Finance
55

5

32

11

Syndicated/National
53

11

32

20

The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.

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