Banker Education

Careers at the OCC

Community Affairs

Corporate Applications

CRA Information

Consumer Complaints and Assistance

Electronic Banking

Legal and Regulatory

National Bank Appeals

Description of Publications

Comptroller's Handbook

- Safety & Soundness

- Consumer Compliance

- Asset Management

Comptroller's Licensing Manual

Director's Toolkit

Economics Working Papers

Low-Income Survey

Problem Bank Guide (PDF)

Qrtrly. Derivative Fact Sheet

Public Information

Publications:
Reasons for Changing Commercial Underwriting Standards
(Percent of Banks)

Tightened Eased

Competition
32.61

92.79

Economic Outlook
63.04

7.21

Market Liquidity
6.52

31.53

Market Strategy
28.26

18.92

Risk Appetite
26.09

15.32

Product Performance
26.09

9.01

Regulators
15.22

0.00

Bank's Financial Condition
2.17

0.90

The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.

Accessibility | Privacy & Security | Contact Webmaster
Department of the Treasury | USA.gov | No Fear Act | Get Acrobat Reader