Residential Real Estate Lending Origination Channels
(Percent of Surveyed banks)
Residential Mortgages
Home Equity Lines/Loans
Both
Other
9
4
7
Broker
13
7
10
Correspondent
3
1
2
Retail Branches
75
88
81
The Office of the Comptroller of the Currency was created by Congress to
charter national banks, to oversee a nationwide system of banking institutions,
and to assure that national banks are safe and sound, competitive and
profitable, and capable of serving in the best possible manner the banking
needs of their customers.