ALERT 2004-25
OCC ALERT
Subject: Unauthorized Banking
Description: Malibu Trust Company
Date: December 22, 2004                                   
                                                      
TO:  Chief Executive Officers of All National Banks; All State
     Banking Authorities; Chairman, Board of Governors of the
     Federal Reserve System; Chairman, Federal Deposit Insurance
     Corporation; Conference of State Bank Supervisors; Deputy
     Comptrollers (districts); Assistant Deputy Comptrollers;
     District Counsel and Examining Personnel

RE:  Malibu Trust Company, 418 Santa Rosa Avenue, Santa Rosa,
     California 95404

The Office of the Comptroller of the Currency (OCC) has been
advised that the California Commissioner of Financial
Institutions has issued a cease and desist order to Malibu Trust
Company, directing it to cease doing business in California
without a license.  Neither the State of California nor the OCC
has issued a charter or license to Malibu Trust Company.

Accordingly, Malibu Trust Company is not authorized to transact
business as a bank and, pursuant to relevant California statutes,
it is not authorized to transact trust business using a name that
contains the word "trust."  All persons who have engaged in
business with Malibu Trust Company with the understanding that
the company is a licensed bank or trust company are asked to
contact the:
               California Department of Financial Institutions
               Legal Division, San Francisco, CA
               (415) 263-8528
     
Any information that you wish to provide to the OCC, should be
brought to the attention of:
               E-mail:   occalertresponses@occ.treas.gov
               Mail: Office of the Comptroller of the Currency
                     Enforcement & Compliance Division, MS 8-10
                     250 E Street, SW, Washington, DC   20219
                     Fax:     (202) 874-5301
               Internet: http://www.occ.treas.gov
     



Brian C. McCormally
Director
Enforcement & Compliance Division