NR 2002- 81
FOR IMMEDIATE RELEASE	
Contact:  For Information (202) 874-5770
For Copies (202) 874-5043
October 16, 2002

OCC Announces 13 New Enforcement Actions and 2 Terminations
	
WASHINGTON -- The Office of the Comptroller of the Currency (OCC) today 
announced 13 new enforcement actions taken against national banks and 
individuals currently and formerly affiliated with national banks and 
2 terminations of existing enforcement actions. 
  
A list of enforcement actions previously disclosed and copies of the 
actual documents are available from the OCC's Communications Division 
by writing to: Comptroller of the Currency, Public Information Room (1-5), 
Washington, DC  20219.  Requests made by facsimile transmission should be 
sent to (202) 874-4448.  Please include the identifying enforcement action 
number when placing an order.  Enforcement actions are also listed monthly 
in OCC Interpretations and Actions.  Subscriptions to that publication are 
available from the OCC's Communications Division.

The OCC also maintains a searchable database of all public enforcement 
actions taken since August 1989 on its Internet Web site located at 
http://www.occ.treas.gov/enforce/enforce.htm.

Formal Agreements, By Consent
No.
Bank/City
Date
Kansas

2002-80
National Bank of Andover, Andover
09/26/02
2002-81
The First National Bank of Wamego, Wamego
09/18/02


Kentucky
2002-82
First National Bank of Clinton, Clinton
10/02/02


New York
2002-83
Banco De La Republica Oriental Del Uruguay, New York Branch, 
New York
08/14/02



Removals/Prohibitions, By Consent
No.
Name/Bank/City
Date

Colorado
2002-84
George J. Cole, First National Bank of Strasburg, Strasburg
07/30/02

Ohio
2002-85
Jayna N. Emerick, KeyBank National Association, Cleveland
09/09/02

Texas
2002-86
Bonnie Gardner, Surety Bank, N.A., Fort Worth
09/16/02

Restitution Order, By Consent
No.
Name/Bank/City
Date

Colorado
2002-84
George J. Cole, First National Bank of Strasburg, Strasburg
07/30/02

Ohio
2002-85
Jayna N. Emerick, KeyBank National Association, Cleveland
09/09/02

Civil Money Penalties, By Consent
No.
Name/Bank/City
Date

Florida
2002-87
G. Craig Young, Executive National Bank, Miami
09/20/02

Cease and Desist Orders, By Consent
No.
Bank/City
Date

Arizona
2002-88
Union Bank of Arizona, N.A., Gilbert
07/31/02

Personal Cease and Desist Orders, By Consent
No.
Name/Bank/City
Date

Kentucky
2002-89
Downey M. Gray, III, Bank One, Kentucky, N.A., Louisville
09/18/02

Prompt Corrective Action Directive
No.
Name/Bank/City
Date

Kentucky
2002-90 
First National Bank of Northern Kentucky, Fort Mitchell
09/04/02

Terminations of Existing Enforcement Actions
No.
Type/Bank/City/Old EA#
Date

California
2002-91
FORMAL AGREEMENT, Gold Country National Bank, Marysville (EA 
#2000-81)
09/26/02

2002-91
AMENDED FORMAL AGREEMENT, Gold Country National Bank, 
Marysville (EA #2001-43)
09/26/02

# # #
The OCC charters, regulates and examines approximately 2,200 national banks and 52 federal 
branches and agencies of foreign banks in the United States, accounting for 54 percent of the 
nation's banking assets.  Its mission is to ensure a safe, sound and competitive national banking 
system that supports the citizens, communities and economy of the United States.