NEWS RELEASE 97-83
          For: IMMEDIATE RELEASE        Contact:  Lynnette Carter-Warren
          Date: September 11, 1997                (202) 874-4700


           OCC ANNOUNCES EIGHT NEW ENFORCEMENT ACTIONS
                                 

WASHINGTON, DC -- The Office of the Comptroller of the Currency
today announced eight enforcement actions taken against national
banks.  The eight actions released today include: two formal
agreements, one civil money penalty, one personal cease and desist
order restitution, and four removals/prohibitions.

A list of enforcement actions previously disclosed and copies of
the actual documents are available from the OCC's Communications
Division by writing to: Comptroller of the Currency, Public
Information Room (1-5), Washington, DC 20219.  Requests made by
facsimile transmission should be sent to (202) 874-4448.  Please
include the identifying enforcement action number when placing an
order.  Enforcement actions are also listed monthly in OCC's
Interpretations and Actions.  Subscriptions to that publication are
available from the OCC's Communications Division.

FORMAL AGREEMENT, BY CONSENT
No.  Bank, City                                              Date
Kansas
97-51     Heartland Bank, N.A., Jewell                    8/14/97

Minnesota 
97-52     Rosemount National Bank, Rosemount               8/5/97

CIVIL MONEY PENALTIES, BY CONSENT
No.  Individual, Bank, City                                  Date
Puerto Rico
97-53     John Alexander Morris-Coll, Banco Nacional, N.A., Hato
          Rey                                             8/18/97

PERSONAL CEASE & DESIST ORDER RESTITUTION, BY CONSENT
No.  Individual, Bank, City                                  Date
California
97-54     Monica Lynn Ford, Bank of America, NT & SA, San Francisco8/6/97



REMOVALS/PROHIBITIONS, BY CONSENT
No.  Individual, Bank, City                                  Date
California
97-54     Monica Lynn Ford, Bank of America, NT & SA, San Francisco8/6/97

Colorado
97-55     Martha Nelson, First National Bank of Lake City and
          Creede, Lake City                                8/8/97

Pennsylvania
97-56     John M. Guarduci, First Union National Bank, Philadelphia6/5/97

Puerto Rico
97-53     John Alexander Morris-Coll, Banco Nacional, N.A., Hato
          Rey                                             8/18/97




























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The OCC charters, regulates and examines approximately 2,800
national banks and 66 federal branches and agencies of foreign
banks in the U.S., accounting for more than half the nation's
banking assets.  Its mission is to ensure a safe, sound and
competitive national banking system that supports the citizens,
communities and economy of the United States.