NR 98-100
FOR IMMEDIATE RELEASE
Contact: Frank D. Vance, Jr.  (202) 874-4700
September 28, 1998 

OCC ANNOUNCES 12 NEW ENFORCEMENT ACTIONS
                                   
WASHINGTON, DC --The Office of the Comptroller of the Currency 
today announced 12 enforcement actions taken against bankers 
and national banks.  The actions released today include one 
formal agreement, five civil money penalties, four removals, 
one prompt corrective action directive, and one termination 
of an existing enforcement action.  

A list of enforcement actions previously disclosed and copies 
of the actual documents are available from the OCC's 
Communications Division by writing to: Comptroller of the 
Currency, Public Information Room (1-5), Washington, DC  20219.  
Requests made by facsimile transmission should to be sent to 
(202) 874-4448.  Please include the identifying enforcement 
action number when placing an order.  Enforcement actions are 
also listed monthly in OCC Interpretations and Actions.   
Subscriptions to that publication are available from the OCC's 
Communications Division.

The OCC also maintains a searchable database of all public 
enforcement actions taken since August 1989 on its Internet 
Web Site located at http://www.occ.treas.gov/enforce.htm.

FORMAL AGREEMENT, BY CONSENT
No.       Bank/City                                          Date
Maryland
98-43          Industrial Bank, N.A., Oxon Hill           8/25/98

CIVIL MONEY PENALTIES, BY CONSENT
No.       Individual/Bank/City                               Date
Indiana
98-53          Lee Schroeder, First National Bank of Dana, Dana4/10/98

Nebraska
98-44          P. William Erickson, First National Bank of Holdrege, Holdrege8/19/98
98-45          James G. Schmoker,  First National Bank of Holdrege, Holdrege8/19/98
98-46          Ronald L. Sterr,  First National Bank of Holdrege, Holdrege8/19/98
98-47          Gary R. Mueller,  First National Bank of Holdrege, Holdrege8/19/98

REMOVALS/PROHIBITIONS, BY CONSENT
No.       Individual/Bank/City                               Date
Indiana
 98-53         Lee Schroeder, First National Bank of Dana, Dana4/10/98
                             - more -

                              - 2 -

REMOVALS/PROHIBITIONS, BY CONSENT (cont.)
No.       Individual/Bank/City                               Date
Texas
98-49          Schronda Bolton-Johnson, Norwest Bank Texas, N.A., Lubbock8/18/98
98-48          Kari Shriver, Norwest Bank Texas, N.A., Lubbock8/18/98

PROHIBITION, BY ORDER OF THE FEDERAL RESERVE BOARD
No.       Individual/Bank/City                               Date
California
98-50          Elena Espiritu, Bank of America, N.T. & S.A., San Francisco9/8/98

PROMPT CORRECTIVE ACTION DIRECTIVE
No.       Bank/City                                          Date
California
98-51          Monument National Bank, Ridgecrest          9/1/98

TERMINATION OF EXISTING ENFORCEMENT ACTION
No.       Individual/Bank/City/Old EA Number                 Date
98-52          FORMAL AGREEMENT, Preston National Bank, Dallas, EA#97-775/4/98























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The OCC charters, regulates and examines approximately 2,600 national banks and 66 
federal branches and agencies of foreign banks in the United States, accounting for 
58 percent of the nation's banking assets.  Its mission is to ensure a safe,sound 
and competitive national banking system that supports the citizens, communities 
and economy of the United States.