OCC Mortgage Metrics Report
Overall Mortgage Portfolio
The size of the portfolio remained relatively unchanged during the reporting period: approximately 23 million loans totaling $3.8 trillion.
Likewise, the percentage of loans in each risk category remained constant: prime (62 percent); Alt-A (9 percent); subprime (9 percent); and other (20 percent).
As previously noted, the "other" category consists of loans for which credit scores were unavailable and is a mix of prime, Alt-A, and subprime loans.
Overall Mortgage Portfolio |
|
Oct-07 |
Nov-07 |
Dec-07 |
Jan-08 |
Feb-08 |
Mar-08 |
Total Servicing
($ millions) |
$3,721,902 |
$3,754,424 |
$3,776,403 |
$3,802,446 |
$3,794,229 |
$3,811,548 |
Total Servicing
(# of loans) |
22,870,228 |
23,009,739 |
23,088,628 |
23,188,685 |
23,107,715 |
23,144,866 |
Composition
(% of all mortgage loans in the portfolio) |
Prime |
62% |
62% |
62% |
62% |
62% |
62% |
Alt-A |
9% |
9% |
9% |
9% |
9% |
9% |
Subprime |
9% |
9% |
9% |
9% |
9% |
9% |
Other |
20% |
20% |
20% |
20% |
20% |
20% |
Composition
(Actual number of loans in the portfolio) |
Prime |
14,207,088 |
14,287,358 |
14,393,519 |
14,492,456 |
14,397,503 |
14,468,184 |
Alt-A |
2,095,576 |
2,105,708 |
2,117,682 |
2,129,575 |
2,114,584 |
2,119,065 |
Subprime |
2,006,596 |
2,009,563 |
2,012,224 |
2,014,811 |
1,998,721 |
1,998,435 |
Other |
4,560,968 |
4,607,110 |
4,565,203 |
4,551,843 |
4,596,907 |
4,559,182 |
|
