Site Map | Text Size:
|Home||About the OCC||News and Issuances||Publications||Tools and Forms||Topics|
Subject: Counterfeit Cashier's Checks
Date: December 19, 2013
Description: National Bank of Delaware County
Counterfeit Cashier's Checks of the National Bank of Delaware County, Walton, N.Y.
To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel
The above-named bank has reported that counterfeit cashier’s checks using a correct routing number of 021308833 are being presented for payment nationwide in connection with overpayment scams related to online job solicitations.
The counterfeit checks resemble the bank’s authentic items but may be identified by the following: Counterfeit items are light blue with white streaking through the background. They contain a blurred color bank logo in the upper-left corner and a dark top border with the following security statement: “THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK.” The items contain one authorized signature line. Items presented to date may contain a remitter name of Amanda Williams and be made payable for $2,999.
Recipients are contacted via e-mail after applying for online jobs at www.indeed.com and later receive checks in the mail for amounts greater than what they expect. The potential victims are then instructed to immediately deposit the checks into their bank accounts and wire the difference in funds to a third party.
For additional information or guidance and to verify the authenticity of the National Bank of Delaware County’s cashier’s checks, contact Security Assistant Rich Simmons by mail at 131-135 Delaware Street, Walton, NY 13856, by telephone at (607) 865-4126, ext. 152, by fax at (607) 865-6530, or by e-mail at email@example.com.
Consumers who receive a counterfeit or fictitious item and associated material should file complaints with the following agencies, as appropriate:
Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
For additional information regarding other types of financial fraud, please visit the OCC’s anti-fraud resource at www.occ.gov/fraudresources.htm.
Ellen M. Warwick