Subject: Counterfeit Cashier's Checks
Date: January 13, 2014
Description: Simplicity Bank
Counterfeit Cashier's Checks: Simplicity Bank, Covina, Calif.
To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel
The above-named bank has reported that counterfeit cashier’s checks using a correct routing number of 322278183 are being presented for payment nationwide in connection with online auction and online purchase scams.
Counterfeit checks do not resemble the bank’s authentic items and may be identified by the following: Counterfeit items are light blue or light green in color, and the bank’s logo and name are teal green and yellow in color, respectively. One authorized signature line appears on the counterfeit check, which displays a signature name of Rachel McDonald. The check number and date are located in the upper-right-hand corner, and the check number contains only five digits. The words “CASHIER’S CHECK” are located in the top section of the check.
For additional information and to verify the authenticity of Simplicity Bank’s cashier’s checks, please contact Compliance Officer Cathy Patton by mail at 1359 N. Grand Avenue, Covina, CA 91724-1016; by telephone at (800) 524-2274, by fax at (626) 858-8993; or by e-mail at email@example.com.
Consumers who receive a counterfeit or fictitious item and associated material should file complaints with the following agencies, as appropriate:
Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
For additional information regarding other types of financial fraud, please visit the OCC’s anti-fraud resource at www.occ.gov/fraudresources.htm.
Ellen M. Warwick