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Mortgages 30-59 Days Delinquent

January — June 2008

Mortgages delinquent 30-59 days increased during the second quarter across all risk categories. Overall, mortgages 30-59 days delinquent increased from 886,194, or 2.57 percent of the total portfolio, at the end of the first quarter to 990,488, or 2.85 percent, at the end of the second.

At the end of the second quarter, mortgages 30-59 days delinquent were highest for subprime borrowers at 10.27 percent and lowest for prime borrowers at 1.30 percent.

During the second quarter, mortgages 30-59 days delinquent increased 0.28 percentage points for the overall portfolio (a 10.9 percent increase). Increases ranged from 0.13 percentage points for prime loans (an 11.1 percent increase) to 1.04 percentage points for subprime loans (an 11.3 percent increase).

Mortgages 30-59 Days Delinquent
(% of all mortgage loans in each category)
 Jan-08Feb-08Mar-08Apr-08May-08Jun-08
Prime1.27%1.25%1.17%1.25%1.21%1.30%
Alt-A5.78%5.25%5.14%5.58%5.42%5.84%
Subprime10.20%9.13%9.23%9.97%9.67%10.27%
Other3.24%3.04%2.95%3.17%3.08%3.28%
Overall2.85%2.65%2.57%2.76%2.67%2.85%
Mortgages 30-59 Days Delinquent
(Number of loans in the portfolio)
Prime286,749282,277264,039284,912277,916298,969
Alt-A206,279187,308183,472200,129194,458207,633
Subprime317,413283,245285,697309,457299,631313,875
Other170,395161,293152,986161,060156,725170,011
Overall980,836914,123886,194955,558928,730990,488

  Mortgages 30-59 Days Delinquent grapch  


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