Publications


	Most of the publications on this page are available on e files, the OCC's electronic library. An updated e files DVD is published quarterly.

Publication Title
Links to publications topic headings on this page: \|About the Office of the Comptroller of the Currency \| OCC Supervisory Policies and Procedures \| Supervisory Issues \| OCC Legal and Accounting Publications \| FFIEC Publications \| Information for Consumers \| Tools and Guidance for Bankers and Directors \| Community Development\|

About the Office of the Comptroller of the Currency (Reports, Records, History)

The Comptroller and the Transformation of American Banking, 1960-1990 [Description]
A Guide to the National Banking System (April 2008) [Description] [Online Booklet] (PDF 499KB)	Available Only Electronically
OCC Annual Report, Fiscal Year 2009 [Description] [Online Annual Report]
OCC Annual Report, Fiscal Year 2008 [Description] [Online Annual Report]
OCC Annual Report, Fiscal Year 2007 [Description] [Online Annual Report]
OCC Annual Report, Fiscal Year 2006 [Description] [Online Annual Report]
OCC Annual Report, Fiscal Year 2005 [Description] [Online Annual Report]
OCC Annual Report, Fiscal Year 2004 [Description] [Online Annual Report]
OCC Annual Report, Fiscal Year 2003 [Description] [Online Annual Report]
OCC Performance and Accountability Report for Fiscal Year 2002 [Description] [Online Booklet] (PDF 893KB)	Available Only Electronically
On Solid Ground (Video, May 2000) [Description]
Quarterly Journal Library (Mar, Jun, Sep, & Dec) [Description] [Online Quarterly Journal]
Report of the Ombudsman (2005-2006) [Description] [Online Booklet]

OCC Supervisory Policies and Procedures

Comptroller's Handbook (Safety and Soundness)* [Description] [Online Booklets]
Comptroller's Handbook for Asset Management* [Description] [Online Booklets]
Comptroller's Handbook for Compliance* [Description] [Online Booklets]
Comptroller's Licensing Manual [Description] [Online Manual]	Available Only Electronically
OCC Bulletins [Description] [Online Set]



Supervisory Issues

2009 Survey of Credit Underwriting Practices [Description] PDF (405KB) \| HTML (July 2009)	Available Only Electronically
2008 Survey of Credit Underwriting Practices [Description] PDF (1.2MB) \| HTML (Jun 2008)	Available Only Electronically
2007 Survey of Credit Underwriting Practices [Description] PDF (570KB) \| HTML (Oct 2007)	Available Only Electronically
2006 Survey of Credit Underwriting Practices [Description] PDF (472KB) \| HTML (Oct 2006)	Available Only Electronically
2005 Survey of Credit Underwriting Practices [Description] PDF (522KB) \| HTML (Jun 2005)	Available Only Electronically
2004 Survey of Credit Underwriting Practices [Description] PDF (1.0MB) \| HTML (Sep 2004)	Available Only Electronically
2003 Survey of Credit Underwriting Practices [Description] PDF \| HTML (Sep 2003)	Available Only Electronically
2002 Survey of Credit Underwriting Practices [Description] PDF (1.0MB) (Jun 2002)	Available Only Electronically
2001 Survey of Credit Underwriting Practices [Description] PDF (1.3MB) (Jun 2001)	Available Only Electronically
2000 Survey of Credit Underwriting Practices [Description] PDF (926KB) (Sep 2000)	Available Only Electronically
1999 Survey of Credit Underwriting Practices [Description] PDF (627KB) (Sep 99)	Available Only Electronically
1998 Survey of Credit Underwriting Practices [Description] PDF (Sep 98)	Available Only Electronically
Bank Failure: An Evaluation of the Factors Contributing to the Failure of National Banks (Jun 88) [Description] [Online Booklet] (PDF 2.7MB)	Available Only Electronically
Economics Working Papers [Description] [Online Set]	Available Only Electronically
An Examiner's Guide to Problem Bank Identification, Rehabilitation, and Resolution (Jan 2001) [Description] [Online Booklet] (PDF 673KB)	Available Only Electronically
Mortgage Metrics Reports [Description] [Online Reports]	Available Only Electronically
National Banks and the Dual Banking System (Sep 2003) [Description] [Online Booklet] (PDF 390KB)
Quarterly Report on Bank Derivatives Activities [Description] [Online Reports]	Available Only Electronically
Annual Shared National Credits Report [Online Reports]	Available Only Electronically

OCC Legal and Accounting Publications

Note: Banking laws and regulations are available as electronic files on the OCC's e files CD.

Activities Permissible for a National Bank, Cumulative (CY2008) [Description] [Online Booklet] (PDF 945KB)	Available Only Electronically
OCC Bank Accounting Advisory Series (December 2008) [Description] [Online Booklet] (PDF 692KB)	Available Only Electronically
Interpretations and Actions [Description] [Online Set]	Available Only Electronically
Significant Legal, Licensing, and Community Development Precedents for National Banks, Annual (CY 2008) [Description] [Online Booklet] (PDF 574KB)	Available Only Electronically

Federal Financial Institutions Examination Council Publications

FFIEC Bank Secrecy Act/Anti-Money Laundering Examination Manual (Aug 2007) [Description] [InfoBase] [Full Manual] (PDF 2.3MB) [Introduction/Core Overviews and Procedures] (PDF 1.2MB) [Expanded Overviews and Procedures] (PDF 1.1KB) [Appendices/Index] (PDF 922KB)
FFIEC Information Technology Examination Handbook [Description] [FFIEC IT Handbook Infobase (FFIEC Web site)] Online Booklets from the Handbook - Audit Booklet (Aug 2003) [Description] [Online booklet (FFIEC Web site)] - Business Continuity Planning Booklet (May 2003) [Description] [Online booklet (FFIEC Web site)] - Development and Acquisition Booklet (Apr 2004) [Description] [Online booklet (FFIEC Web site)] - E-Banking Booklet (Aug 2003) [Description] [Online booklet (FFIEC Web site)] - FedLine Booklet (Aug 2003) [Description] [Online booklet (FFIEC Web site)] - Information Security Booklet (Jul 2006) [Description] [Online booklet (FFIEC Web site)] - Management Booklet (Jun 2004) [Description] [Online booklet (FFIEC Web site)] - Operations Booklet (Jul 2004) [Description] [Online booklet (FFIEC Web site)] - Outsourcing Technology Services Booklet (Jun 2004) [Description] [Online booklet (FFIEC Web site)] - Retail Payment Systems Booklet (Mar 2004) [Description] [Online booklet (FFIEC Web site)] - Supervision of Technology Providers Booklet (May 2003) [Description] [Online booklet (FFIEC Web site)] - Wholesale Payment Systems Booklet (Jul 2004) [Description] [Online booklet (FFIEC Web site)]	Available Only Electronically
Guide to HMDA Reporting, Getting It Right! [Description] [Online Guide (FFIEC Web site)]	Available Only Electronically

Information for Consumers

Assistance for Customers of National Banks (Apr 2005) [Description] [Online Brochure] A version in Spanish is available at http://www.occ.gov/spanish/customer_spanish.pdf. (PDF 646KB)
Customer Assistance Group (May 2000) [Description] [Online Booklet] (PDF)
Deposits and Investments: There's a Critical Difference (Nov 93) [Description] [Online Brochure]	Available Only Electronically
Small Business Banking Issues [Description] [Online Proceedings] (PDF 323KB)	Available Only Electronically

Tools and Guidance for Bankers and Directors

Computer Models
OCC Annual Percentage Yield (APYWIN) Program [Description] [Download APYWIN]	Available Only Electronically
OCC Annual Percentage Rate (APRWIN) Program [Description] [Download APRWIN]	Available Only Electronically
OCC Risk- Based Capital Model for Bankers (RBC) Program [Description] [Download RBC]	Available Only Electronically

Director's Toolkit
Detecting Red Flags in Board Reports--A Guide for Directors (Oct 2003) [Description] [Online Booklet] (PDF 1.1MB)
The Director's Book -- The Role of a National Bank Director (Mar 1997) [Description] [Online Booklet] (PDF 275KB)
Internal Controls--A Guide for Directors (Sep 2000) [Description] [Online Booklet] (PDF)
A Pocket Guide to Detecting Red Flags in Board Reports (Oct 2003) [Description] [Online Booklet] (PDF 264KB)

Posters
Equal Housing Lender In English or Spanish [Description] Electronic Version in English (PDF 984KB) or Spanish (PDF 1.2MB) (Complimentary)
Home Mortgage Disclosure Act Notice [Description] [Available Only Electronically on the FFIEC Site in the Guide to HMDA Reporting]	Available Only Electronically

Other
Check Fraud: A Guide to Avoiding Losses (Feb 99) [Description] [Online Booklet] (PDF 834KB)
Common Practices for Country Risk Management in U.S. Banks (Nov 98) [Description] [Online Booklet] (PDF)	Available Only Electronically
Guide to the Interagency Country Exposure Review Committee Process (Nov 99) [Description] [Online Booklet] (PDF)	Available Only Electronically
Guide to Mortgage Lending in Indian Country (Jul 97) [Description] [Online Booklet] (PDF)	Available Only Electronically
A Guide to Tribal Ownership of a National Bank (Sep 2002) [Description] [Online Booklet] (PDF 753KB)	Available Only Electronically
Money Laundering: A Banker's Guide to Avoiding Problems (Dec 2002) [Description] [Online Booklet] (PDF 839KB)	Available Only Electronically
Providing Financial Services to Native Americans in Indian Country (Jul 97) [Description] [Online Booklet] (PDF)	Available Only Electronically
User's Guide for the Uniform Bank Performance Report [Description] [Online (FFIEC Web site)]	Available Only Electronically

Community Development

School-Based Bank Savings Programs: Bringing Financial Education to Students (April 2009) [Description] [Online Booklet] (PDF 334KB)	Available Electronically or Upon Request
Cultivating Community-based Financial Literacy Initiatives (Spring 2009) [Description] [Online Booklet] (PDF 1.33MB)	Available Electronically or Upon Request
Reaching New Bank Customers Through the Earned Income Tax Credit (March 2009) [Description] [Online Booklet] (PDF 2.0MB)	Available Electronically or Upon Request
Property Disposition: Exploring Different Approaches for Preserving Affordable Housing Opportunities (March 2009) [Description] [Online Booklet] (PDF 374KB)	Available Electronically or Upon Request
Historic Tax Credits: Bringing New Life to Older Communities (December 2008) [Description] [Online Booklet] (PDF 304KB)	Available Electronically or Upon Request
Gulf Coast Redevelopment: Pathways to Recovery (Fall 2008) [Description] [Online Booklet] (PDF 1.6MB)	Available Electronically or Upon Request
Effective Strategies for Community Development Finance/Community Development Resource Guide (Mar 2000) [Description] [Effective Strategies] (PDF 2.7MB) [Resource Guide] (PDF 942KB)	Available Only Electronically
Community Affairs Resource Directories CD Bank and CDFI Resource Directory Community Development Investments (Part 24) Financial Literacy Resource Directory Native American Banking Resource Directory Neighborhood Stabilization Rural Development Banking Resource Directory Small Business Resource Directory Tax Credit Resource Directory	Available Only Electronically
Other Community Affairs Publications and Resources
Community Developments Article Archives

Send your request for printed copies to Publications@occ.treas.gov. Our mailing address is:

Comptroller of the Currency
Attn: Publications
Mailstop 2-3
Washington, D.C. 20219

Be sure to provide your full shipping information and the title of the item you want.
Maximum order is five copies of any one title.
Allow 4-6 weeks for delivery.
Contact (202) 874-4960 if you have questions.

The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.