December 2012

Corporate Applications and Other Requests:

December 2012

Vol. 25, No. 12

The OCC has discontinued printing and mailing of paper copies of Interpretations and Actions as of June 1, 2012 in order to reduce the amount of paper used and to save on postage. This publication is available on our Web site at http://www.occ.gov/topics/licensing/interpretations-and-actions/index-interpretations-and-actions.html.

IN THIS ISSUE:

CRA Decisions

Letter No.

Topic

154 (PDF)

Application to merge Bank of America Rhode Island, National Association, Providence, Rhode Island, into Bank of America, National Association, Charlotte, North Carolina (Control Number 2012 ML 02 0005), 11/19/2012

Application to merge Bank of America Oregon, National Association, Portland, Oregon, into Bank of America, National Association, Charlotte, North Carolina (Control Number 2012 ML 02 0006), 11/19/2012

Corporate Decisions

Letter No.	Topic
2012-18 (PDF)	Application by CertusBank, National Association, Easley, South Carolina to purchase certain assets and assume certain liabilities of Hometown Community Bank, Braselton, Georgia ("Failed Entity") (Control Number 2012 NE 02 0023), 11/16/2012

Conditional Approvals

Letter No.

Topic

1052 (PDF)

Application by Thrivent Financial Bank, Appleton, Wisconsin, to transfer deposits and virtually all other liabilities and assets to a newly chartered federal credit union under the terms of an arm's-length purchase and assumption agreement (Control Number R3-2012-0027), 11/15/2012

Application by Thrivent Financial Bank, Appleton, Wisconsin, make a capital distribution to its direct holding company, Thrivent Financial Holdings, Inc. (Control Number R3-2012-0029), 11/15/2012

Final Enforcement Actions

Enclosed is a copy of the OCC's news release number 2012-179, announcing the availability of enforcement actions. Copies of the final actions are available by writing to the OCC, Communications Division, Mail Stop 6W-11, Washington, DC 20219. You may also submit your request electronically through the OCC’s online FOIA site, https://appsec.occ.gov/publicaccesslink/ or fax your request to (202) 649-6160. When ordering, specify the appropriate enforcement action number.

Community Reinvestment Act (CRA) Performance Evaluations

PLEASE NOTE: The OCC has changed the time period covered in its list of CRA evaluations. The OCC is now releasing evaluations that became public during the previous month.

Enclosed is a list of CRA performance evaluations that became public during the period of November 1, 2012 through November 30, 2012.

PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the Comptroller's legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals are from the office of Licensing Activities. The Community Development Investment Letters are from the office of Community Affairs. The list of CRA Ratings is from the Communications Division. For copies of the CRA evaluations, you may either contact the bank directly, or you may write to the Office of the Comptroller of the Currency (OCC) in any of three ways: by mail to the OCC, Attn: Communications Division, Mail Stop 6W-11, Washington, D.C. 20219; by fax to (202) 649-6160; or electronically at the OCC's online FOIA site, https://foia-pal.occ.gov/palMain.aspx. You may also write to the OCC for copies of enforcement actions and charters with standard conditions.

Members of the news media are encouraged to cite the letter number when reporting or summarizing documents from this package. This helps us to process single requests based upon your citation in a timelier manner.

The Office of the Comptroller of the Currency publishes INTERPRETATIONS AND ACTIONS monthly. Suggestions, comments or questions may be sent to Jacqueline England, Comptroller of the Currency, Communications Division, Mail Stop 6W-11, Washington, DC 20219.