Corporate Applications and Other Requests:
Vol. 14, No. 7
IN THIS ISSUE:
PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the
Comptroller's legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals
are from the office of Bank Organization and Structure. The list of CRA Ratings is
from the Communications Division. For copies of the CRA evaluations, you may either
contact the bank directly, or you may write to the Office of the Comptroller of the
Currency (OCC) in any of three ways: by mail to the OCC, Attn: Public Information
Room, Mail Stop 1-5, Washington, D.C. 20219; by fax to (202) 874-4448; or by
e-mail to FOIA-PA@occ.treas.gov. You may also write to
the OCC for copies of enforcement actions and charters with standard conditions.
Members of the news media are encouraged to cite the letter number when
reporting or summarizing documents from this package. This helps us to
process single requests based upon your citation in a more timely manner.
||Applications by First USA Bank, N.A., Wilmington, Delaware, Bank One, N.A., Columbus, Ohio, Bank One Arizona, N.A., Phoenix, Arizona, Bank One Colorado, N.A., Denver, Colorado, Bank One Illinois, N.A., Springfield, Illinois, and Bank One Indiana, N.A., Indianapolis, Indiana, to purchase a credit card portfolio from Wachovia Bank, N.A., Winston-Salem, North Carolina and substantially all of the assets of First National Bank of Atlanta, New Castle, Delaware. (Control Numbers 2001 ML 02 0010 thru 0014),
||Application of CreditAmerica Savings Company, Brainerd, Minnesota, to convert to a national bank with the title of "American National Bank of Minnesota," and related applications. (Control Number 2001 SE 02 007),
Approvals with conditions enforceable under 12 U.S.C. 1818
||Application to establish a new national bank with the title of "Regents Bank, National Association," La Jolla, California. (Control Number 2001 WE 01 0002), WORD 06/01/2001
||Application to charter a national trust bank with the title of AMG/Guaranty Trust, National Association," Englewood, Colorado. (Control Number 2000 WE 01 0022), WORD 06/05/2001
||Application to establish a new national bank with the title of NetExpress Bank, N.A.," Silver Spring, Maryland, and an operating subsidiary entitled Net Express Mortgage, Inc. (Control Numbers 2000 NE 01 0010 & 2000 NE 08 0068), WORD 06/05/2001
||Application to merge Midland Trust Company, National Association, Midland, Texas, into and under the charter and title of "Wells Fargo Bank Texas, National Association," San Antonio, Texas. (Control Number 2001 ML 02 0016), WORD 06/11/2001
Charters with standard conditions
Each of the following charter application(s) were approved with a standard
condition enforceable under 12 U.S.C. 1818 that requires the bank, during
the first three years of its operation, to provide notice to the OCC in
advance of any significant deviations or changes from its proposed
||Marquette Trust Company of South Dakota, National Association, Minneapolis, Minnesota, (Control Number 2001 MW 01 005),
Final Enforcement Actions
Enclosed is a copy of the OCC's news release number
2001-64, announcing the availability of
enforcement actions. Copies of the final actions are available by writing to the OCC, Public
Reference Room, Mailstop 1-5, Washington, D.C. 20219. When ordering, specify the
appropriate enforcement action number.
COMMUNITY REINVESTMENT ACT (CRA) Performance Evaluations
Enclosed is a list of CRA performance evaluations that became public during the period of
June 15 through July 14.
INTERPRETATIONS AND ACTIONS is published monthly by the Office of the Comptroller of the Currency.
Subscriptions are available at a rate of $175 per year by writing to the Comptroller of the
Currency, P.O. Box 70004, Chicago, IL 60673-0004. Prepayment is requested. Suggestions,
comments or questions may be sent to Jacqueline J. England, Communications Division,
Mailstop 3-2, Comptroller of the Currency, Washington, DC 20219.