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Corporate Applications and Other Requests:

October 2010

Vol. 23, No. 10

IN THIS ISSUE:

Interpretive Letters

Letter No. Topic
1128 Letter summarizes the outstanding legal, supervisory, and accounting issues and concerns with a proposal to allow national banks to exchange DPC real estate for an equity interest in an entity which would aggregate OREO from multiple financial institutions. 10/01/2010

Approvals with conditions enforceable under 12 U.S.C. 1818

Letter No. Topic
970 Application by The Upstate National Bank, Lisbon, New York, to create a new class of preferred stock and the issuance of certain of the preferred stock (Control Number 2010 NE 12 0232), 09/08/2010
971 Application by The First National Bank of Beardstown, Beardstown, Illinois, to establish a branch at the southeast corner of Cherry and mechanic Streets, Winchester, Illinois (Control Number 2010 WO 07 0002), 09/16/2010
972 Application by Patriot National Bank, Stamford, Connecticut, for an increase impermanent capital (Control Number 2010 NE 12 0275), 09/30/2010

Final Enforcement Actions

Enclosed is a copy of the OCC's news release number 2010-124, announcing the availability of enforcement actions. Copies of the final actions are available by writing to the OCC, Communications Division, Mail Stop 2-3, Washington, D.C. 20219. You may also submit your request electronically through the OCC's online FOIA site, https://foia-pal.occ.gov/palMain.aspx or fax your request to (202)-874-5274. When ordering, specify the appropriate enforcement action number.

Community Reinvestment Act (CRA) Performance Evaluations

Enclosed is a list of CRA performance evaluations that became public during the period of September 15, 2010 through October 14, 2010.

PLEASE NOTE:  Interpretive Letters and No-Objection Letters reflect the views of the Comptroller's legal staff.  Corporate Decisions, CRA Decisions and Conditional Approvals are from the office of Licensing Activities.  The Community Development Investment Letters are from the office of Community Affairs. The list of CRA Ratings is from the Communications Division.  For copies of the CRA evaluations, you may either contact the bank directly, or you may write to the Office of the Comptroller of the Currency (OCC) in any of three ways: by mail to the OCC, Attn: Communications Division, Mail Stop 2-3, Washington, D.C.  20219; by fax to (202) 874-5274; or electronically at the OCC's online FOIA site, https://foia-pal.occ.gov/palMain.aspx . You may also write to the OCC for copies of enforcement actions and charters with standard conditions.

Members of the news media are encouraged to cite the letter number when reporting or summarizing documents from this package.  This helps us to process single requests based upon your citation in a timelier manner.

The Office of the Comptroller of the Currency publishes INTERPRETATIONS AND ACTIONS monthly.  Subscriptions are available at a rate of $200 per year by writing to the Comptroller of the Currency, ATTN: Financial Management, Accounts Receivable, Mail Stop FM-2, Washington, DC  20219.  Prepayment is requested.  Suggestions, comments or questions may be sent to Jacqueline J. England, Comptroller of the Currency, Communications Division, Mail Stop 2-3, Washington, DC  20219.