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National Banks Evaluated On the Basis of a Strategic Plan under the Community Reinvestment Act

As of February 21, 2014

Under the Community Reinvestment Act (CRA), a bank may apply to its primary federal regulator to be evaluated under a strategic plan. The strategic plan option provides a bank with the opportunity to tailor its CRA objectives to the needs of the community and to its own capacities, business strategies, and expertise. Therefore, not all of the factors described in the regulation necessarily apply to each strategic plan. The required contents of a strategic plan and the OCC's criteria for evaluating a strategic plan are specified in the OCC's CRA regulation, 12 CFR 25.27.

Bank NameLocationNo.Decision Date
Charles Schwab BankReno, NV57450Approved 1/31/2013
Morgan Stanley Private Bank,  N.A.Purchase, NY34221Approved 6/14/2013
Department Stores National BankSioux Falls, SD24622Approved 2/14/2013
Bridge Bank, N.A.San Jose, CA57086Approved 2/4/2013