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More resources for national banks

Accounts Receivable and Inventory Financing

Accounts Receivable and Inventory Financing (ARIF) is the most fundamental form of collateral-based commercial lending. It combines elements of secured lending and short-term business loans. Commercial borrowers use the value of their receivables and inventory, or working assets, as collateral to secure financing to produce and market their products and services.

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Accounts Receivable and Inventory Financing (Comptroller’s Handbook, March 2000)
Summarizes accounts receivable and inventory financing risks, and outlines how banks can manage them