Retail credit encompasses a wide range of consumer credit products and services offered by national banks. This topic also covers issues related to retail credit offerings. Follow the links on this page to OCC bulletins, policies, advisory letters, handbooks, guidance, and other retail-credit-related resources.

In This Section

• Retail Risk Management and Classification
• Credit Cards
• Mortgage Banking
• Residential Appraisals
• Home Equity
• Subprime Lending
• Models and Scoring
• Consumer Protection—Retail
• Examination Procedures and Handbooks
• Allowance for Loan and Lease Losses (ALLL)
• Other Retail Products (Overdrafts, Payday Lending, Reverse Mortgages, more)
• General

Retail Credit Issuances (PDF)