Alert 2006-21| May 2, 2006
Counterfeit Cashier's Checks: Counterfeit Cashier’s Checks of MB Financial Bank, N.A., Chicago, IL
Chief Executive Officers of All National Banks; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Director, Office of Thrift Supervision; Conference of State Bank Supervisors; Deputy Comptrollers (districts); Assistant Deputy Comptrollers; District Counsel; and All Examining Personnel
The above-named bank has reported to the Office of the Comptroller of the Currency (OCC) that counterfeit cashier’s checks, issued in the bank’s name and using a correct routing number of 071001737, are being presented locally and nationwide for payment in connection with a check fraud scam involving Internet purchases.
The counterfeit items resemble the authentic items but may be identified by the following: the background is patterned with the letters “mb” enclosed in gray boxes, with the letters appearing blurred or distorted. The check number is black in color, while the following items are red in color: the logo of “mb” and “Cashier’s Check.” Many of the items presented do not include MICR ink. The bank’s address is shown as “801 West Madison Street, Chicago, IL 60607,” and the following statement appears on the left side of the check: “FISERV DOCUMENT SOLUTIONS 1-800-826-1636.”
The counterfeit instruments presented to date include a remitter name of either Kerry Little or Tunnie M. Johnson.
Authentic cashier’s checks issued by the bank are white in color and include a background pattern similar to the counterfeit items; however, the letters “mb” are crisp and clear. The bank’s logo of “mb financial bank NA,” followed by the address of either “800” or “801 West Madison Street, Chicago, IL 60607,” is located in the upper-left corner of the check, and the words “CASHIERS CHECK” are located in the upper-right portion of the instrument. The following items appear red in color: the logo of “mb”, “Cashiers Check”, and the check number. The FISERV statement that appears on the face of the counterfeit items is located on the check stub of the authentic items.
For additional information and guidance or to verify the authenticity of MB Financial Bank, N.A.’s cashier’s checks, please contact Linda Ray, Loss Prevention Manager, MB Financial Bank, N.A., 6111 N. River Road, Rosemont, IL 60018, by telephone at (847) 653-2778, by fax at (847) 653-0411, or via email at [email@example.com].
Additional information concerning this matter that you believe should be brought to the attention of the OCC may be forwarded to:
Mail: Office of the Comptroller of the Currency
Enforcement & Compliance Division, MS 8-10
250 E Street, SW, Washington, DC 20219
Fax: (202) 874-5214
For additional information regarding other types of financial fraud, please visit the OCC's anti-fraud resource page.
Daniel P. Stipano
Deputy Chief Counsel