Alert 2006-3| January 9, 2006
Counterfeit Official Checks: Counterfeit Official Checks of Chevron Credit Bank, N.A., Murray, Utah
Chief Executive Officers of All National Banks; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Director, Office of Thrift Supervision; Conference of State Bank Supervisors; Deputy Comptrollers (districts); Assistant Deputy Comptrollers; District Counsel; and All Examining Personnel
The above-named bank has reported that counterfeit official checks, issued in the bank’s name and using a correct routing number of 031100209, are being presented for payment. The counterfeit checks differ significantly from the authentic checks.
The counterfeit checks may be identified by the following: a standard check stock of unknown color with a dark border across the top of the instrument containing the statement, “THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK.” The word, “CHEVRONTEXACO,” appears in all capital letters in the top-right portion of the check, followed by the bank’s correct P.O. Box address; the bank name of “Citibank Delaware” appears in the top-center portion of the check, followed by an address of “One Penne Way, New Castle, DE 19720-2408”; and a table is located in the right-center of the check, which includes cells for “Reference,” “Date,” “Check No.,” and “Amount.” The majority of checks presented for payment has been in the amounts of either $2,800.00 or $2,400.00, and has included an unknown signature of “Adam Geoshoper.”
Authentic official checks issued by the bank are pale turquoise-blue in color with a white border at the bottom. The word, “ChevronTexaco,” is printed in the top-left portion of the check, and the bank’s name, “CHEVRON CREDIT BANK, N.A.,” is printed in all capital letters in the top-center portion of the check, followed by the bank’s address of “P.O. Box 5010, Concord, CA 94524.” The words, “CITIBANK DELAWARE, A SUBSIDIARY OF CITICORP, ONE PENN’S WAY, NEW CASTLE, DE 19720,” are printed at the bottom-left portion of the check, and the checks are signed “ChevronTexaco,” not by an individual person.
The back of an authentic check has an endorsement box and lists security features: chainlink, watermarking, microprinting, and visible fibers.
You can verify the authenticity of Chevron Credit Bank, N.A. official checks by contacting Sheri Comstock, compliance officer, at 488 East Winchester Street, Suite 300, Murray, Utah 84107-7590, by telephone at (925) 827-7744, by fax at (925) 827-6345, or via email at [firstname.lastname@example.org].
Additional information concerning this matter that you believe should be brought to the attention of the OCC may be forwarded to:
Mail: Office of the Comptroller of the Currency
Enforcement & Compliance Division, MS 8-10
250 E Street, SW, Washington, DC 20219
Fax: (202) 874-5301
For additional information regarding other types of financial fraud, please visit the OCC's anti-fraud resource page.
Brian C. McCormally
Director for Enforcement & Compliance