Alert 2010-2| February 4, 2010
Counterfeit Cashier’s Checks: Counterfeit Cashier's Checks of CornerBank, N.A., Winfield, Kansas
Chief Executive Officers of All National Banks; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Director, Office of Thrift Supervision; Conference of State Bank Supervisors; Deputy Comptrollers (districts); Assistant Deputy Comptrollers; District Counsel; and All Examining Personnel
The above-named bank has reported that counterfeit cashier’s checks issued in the bank’s name and using a correct routing number of 101101109 are being presented for payment nationwide in connection with a lottery scam.
The counterfeit checks resemble the bank’s authentic items but may be identified by the following traits: the instruments are green in color and include the following security statement in the top border: “THIS CHECK IS VOID WITHOUT A COLORED BORDER AND BACKGROUND PLUS A KNIGHT & FINGERPRINT WATERMARK ON THE BACK – HOLD AT ANGLE TO VIEW.” The bank’s name is printed in the upper-left corner of the instrument and is followed by the wording: “Kansas USA, Member FDIC.” The items also contain a “Purchased For” line in the lower-left corner, which states “Refund.”
Items presented to date have been made payable in amounts between $1,649 and $3,842 and have contained a remitter name of Judy C. Wagoner.
Due to possible variations between the appearance of the bank’s authentic items and the counterfeit items associated with the scam, officials of CornerBank, N.A. suggest they be contacted to verify authenticity of the bank’s cashier’s checks if received by an unknown entity.
Correspondence accompanying the counterfeit checks may contain a fictitious letterhead of “Corner Bank N.A., USA Inc.” The correspondence states that it is an “Important Notice regarding World Bank Group Online Lottery Department (ATM Card).” The letter does not give much detailed information about the process; however, it does state that the recipient contact [firstname.lastname@example.org] prior to depositing the check. There is a note that the check is not a loan but part of the process to obtain an ATM card. The letter may be signed by Judy C. Wagoner, Senior Account Manager.
For additional information and guidance, and to verify the authenticity of CornerBank, N.A.’s cashier’s checks, please contact Gloria L. Ulbrich, SVP/Deposit Operations, 900 Main Street, PO Box 545, Winfield, KS 67156, by telephone at (620) 221-1650, by fax at (620) 221-6047, or via email at [email@example.com].
Consumers who receive counterfeit or fictitious items and associated material should file complaints with the following agencies, as appropriate:
- U.S. Department of the Treasury, Office of Inspector General (OIG): by telephone at (800) 359-3898 or by visiting the OIG website.
- Federal Trade Commission (FTC): by telephone at (877) FTC-HELP or, for filing a complaint electronically, via the FTC's website.
- National Consumers League (NCL): by telephone at (202) 835-3323 or by email. To file a fraud complaint, visit the NCL fraud website.
- Better Business Bureau (BBB): The BBB system serves markets throughout Canada, Puerto Rico, and the United States and is the marketplace leader in advancing trust between businesses and consumers. The website offers contact information for local BBBs, objective reports on more than 2 million businesses, consumer scam alerts, and tips on a wide variety of topics that help consumers find trustworthy businesses and make wise purchasing decisions.
- Federal Bureau of Investigation Internet Crime Complaint Center (to report scams that may have originated via the internet).
- If correspondence is received via the U.S. Postal Service, contact the U.S. Postal Inspection Service by telephone at (888) 877-7644; by mail at U.S. Postal Inspection Service, Office of Inspector General, Operations Support Group, 222 S. Riverside Plaza, Suite 1250, Chicago, IL 60606-6100; or via the online complaint form.
Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
Office of the Comptroller of the Currency
Special Supervision Division
400 7th St. SW, Suite 3E-218; MS 8E-12
Washington, DC 20219
Phone: (202) 649-6450
Fax: (571) 293-4925
For additional information regarding other types of financial fraud, please visit the OCC's anti-fraud resources page.
Richard C. Stearns
Director for Enforcement & Compliance