Alert 2011-12| November 21, 2011

Unauthorized Banking: Unauthorized Banking Activity (Mexico)

To

Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; District Deputy Comptrollers; Assistant Deputy Comptrollers; District Counsel and Examining Personnel

The Office of the Comptroller of the Currency (OCC) has been informed that the below-mentioned entities have represented themselves as banks and offered banking products and services to the general public. The National Banking and Securities Commission (CNBV) of Mexico states that the below listed entities are not part of the Mexican financial system, are not supervised by the CNBV, and have not been authorized to take deposits from the public. Also, these entities have not been authorized by the Ministry of Finance and Public Debt (Secretaría de Hacienda y Crédito Público). The OCC has not authorized the referenced entities to conduct banking business anywhere in the United States.

Abastecedor Agrícola e Industrial, S.A. de C.V., also known as INVERTIMAX.
Address: Distrito Federal, Mexico.

Administrativos IG, S.A. de C.V. (INVERGLOBAL FINANCIERA)
Address: Puebla, Mexico.

Antares Capital Management.
Address: Distrito Federal, Mexico.

Boston Merchant Consulting Mexico, S. de R. L. de C.V.
Address: Nuevo León, Mexico.

BURCAP, S.A. de C.V.
Address: Puebla, Mexico.

Caja Progresa, S.C. de R. L. de C.V.
Address: Guanajuato, Mexico.

Caja Solidaria Cerro De La Bufa, S.C. DE R.L. DE C.V.
Address: Zacatecas, Mexico.

Caja Cerro del Tepeyac de Ahorro y Préstamo, S.C. DE R.L. DE C.V.
Address: Chiapas, Mexico.

Caja Solidaria Coliman, S.C. DE A.P. DE R.L. DE C.V.
Address: Colima, Mexico.

Caja Solidaria La Mixteca, S.C.
Address: Oaxaca, Mexico.

CAJA SOLIDARIA XU’UN ÑUU, S.C. A.P. DE R.L. DE C.V.
Address: Oaxaca, Mexico.

Caja Solidaria Villa de Jerez, S.C. DE R.L. DE C.V.
Address: Zacatecas, Mexico.

CAPITAL INSTITUTE, S.C. DE R.L., (CAPITALBANK)
Address: Baja California, Mexico.

COBIRMEX, S.A. de C.V.
Address: Puebla, Mexico.

Cooperativa de Consumo Caja Popular Jiménez, S.C.L.
Address: Jalisco, Mexico.

Cooperativa de Consumo de Ahorro y Préstamo La Santa Veracruz, S.C.L.
Address: Jalisco, Mexico.

Comercializadora Servicios y Valor, S.A. de C.V., (INVERBIEN)
Address: Puebla, Mexico.

COMSBRA, S.A. de C.V.
Address: Puebla, Mexico.

Construcciones Mauri, S.A. de C.V. (SITMA, Grupo Inmobiliario)
Addresses: —Distrito Federal, Mexico.
—Puebla, Mexico.

Consultoría Especializada en Mercados, S.A. de C.V., (Master Field Consultants Limited)
Address: Distrito Federal, Mexico.

Crédito Más, S.A. de C.V., also known as CRECICUENTAS.
Address: Yucatán, Mexico.

Desarrollos Inmobiliarios Yusana, S.A. de C.V., (INVERCAPITAL)
Address: Puebla, Mexico.

Fondos de Inversión DOT Fondos.
Address: Distrito Federal, Mexico.

De Vere & Partners, S. de R.L. de C.V.
Address: Distrito Federal, Mexico.

FGI LLC, Mexico, S.A.
Address: Distrito Federal, Mexico.

Financiera del Pueblo, S.C. de R.L., also known as La Moneda del Pueblo, S.C. de R.L.
Address: Oaxaca, Mexico.

Financiera Increfin, S.A. de C.V.
Address: Oaxaca, Mexico.

FOREX.com.
Address: Distrito Federal, Mexico.

Grupo Inmobiliario VERHOME S.A. de C.V., also known as INVERGROUP.
Address: Puebla, Mexico.

Grupo Uharma de Mexico, S.A. DE C.V. Sofom, E.N.R.
Address: Oaxaca, Mexico.

Hampton Consulting Group, S. de R.L. de C.V.
Address: Distrito Federal, Mexico.

Impulsa Zion S.A. de C.V. (INVERZION)
Address: Guanajuato, Mexico.

InverBan S.A. de C.V. (INVERBAN)
Addresses: —León, Mexico.
—Distrito Federal, Mexico.
—Nuevo León, Mexico.

Instituto de Banca y Ahorro.
Address: Guanajuato, Mexico.

Interbanc, S.A. de C.V.
Address: Distrito Federal, Mexico.

Market Traders Institute.
Address: Distrito Federal, Mexico

MexForex S.A. de C.V.
Addresses: —Distrito Federal, Mexico.
—Yucatán, Mexico.

MXBK Group S.A. de C.V., also known as MEXBANK S.A. de C.V. and MEXBANK Financiera, S.A. de C.V.
Addresses: —Distrito Federal, Mexico.
—Yucatán, Mexico.

Operadora Peninsular de Apoyo Crediticio, S.A. de C.V., also known as OPAC (OperandoAyudandoCreciendo)
Address: Quintana Roo, Mexico.

RYM Capital Corporation, S.A. DE C.V. Sofom E.N.R. and/or RYMCAPITAL LLC.
Address: Jalisco, Mexico.

SAROFIN, S.A. de C.V.
Address: Oaxaca, Mexico.

Servicios Integrales de Apoyo Mutuo, S.A. Sofom E.N.R. and/or Financiera Comercial y Agropecuaria.
Address: Oaxaca, Mexico.

Soc. Coop. De Ahorro y Préstamo Cuxtitali.
Address: Chiapas, Mexico.

Soluciones Coyotepetl, S.A. DE C.V. Sofom E.N.R.
Address: Oaxaca, Mexico.

Servicios y Bienes Comerciales Empresarial, S.A. de C.V., (SYBCE)
Address: Puebla, Mexico.

Soluciones Económicas de la Península, S.A. de C.V.
Address: Querétaro, Mexico.

Sues Consultores y Asociados, S.C. (GRUPO SUES)
Address: Distrito Federal, Mexico.

Tu Casa Express, S.A. de C.V.
Address: Distrito Federal, Mexico.

WI Capital.
Address: Jalisco, Mexico.

WI Cambios.
Address: Jalisco, Mexico.

WI Consultores.
Address: Jalisco, Mexico.

W.M. Advisors.
Address: Distrito Federal, Mexico.

Yakey MX, S.A. de C.V.
Address: Estado de Mexico, Mexico.

The OCC is informed that these entities are carrying out activities in Mexico without an authorization to provide financial services. The OCC is issuing this Alert to inform the public that these entities have not been authorized by the OCC to conduct banking operating within the United States.

Consumers who receive counterfeit or fictitious items and associated material should file complaints with the following agencies, as appropriate:

  • U.S. Department of the Treasury, Office of Inspector General (OIG): by telephone at (800) 359-3898 or by visiting the OIG website.
  • Federal Trade Commission (FTC): by telephone at (877) FTC-HELP or, for filing a complaint electronically, via the FTC's website.
  • National Consumers League (NCL): by telephone at (202) 835-3323 or by email. To file a fraud complaint, visit the NCL fraud website.
  • Better Business Bureau (BBB): The BBB system serves markets throughout Canada, Puerto Rico, and the United States and is the marketplace leader in advancing trust between businesses and consumers. The website offers contact information for local BBBs, objective reports on more than 2 million businesses, consumer scam alerts, and tips on a wide variety of topics that help consumers find trustworthy businesses and make wise purchasing decisions.
  • Federal Bureau of Investigation Internet Crime Complaint Center (to report scams that may have originated via the internet).
  • If correspondence is received via the U.S. Postal Service, contact the U.S. Postal Inspection Service by telephone at (888) 877-7644; by mail at U.S. Postal Inspection Service, Office of Inspector General, Operations Support Group, 222 S. Riverside Plaza, Suite 1250, Chicago, IL 60606-6100; or via the online complaint form.

Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to

Office of the Comptroller of the Currency
Special Supervision Division
400 7th St. SW, Suite 3E-218; MS 8E-12
Washington, DC 20219
Phone: (202) 649-6450
Fax: (571) 293-4925
www.occ.gov
occalertresponses@occ.treas.gov

For additional information regarding other types of financial fraud, please visit the OCC's anti-fraud resources page.

Richard C. Stearns
Director for Enforcement & Compliance