Alert 2019-8| September 20, 2019
Counterfeit Cashier’s Checks: Counterfeit Cashier’s Checks of Consumers National Bank, Minerva, Ohio
Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chair, Board of Governors of the Federal Reserve System; Chair, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel
The above-named bank has reported that counterfeit cashier’s checks using the bank’s routing number of 041201143 are being presented for payment nationwide in connection with a variety of online auction overpayment and job opportunity scams.
The counterfeit checks may be identified by the following traits:
- The checks are blue and contain an outdated bank logo of CNB in the upper left corner of the check.
- The following security statement is located within the top border: “FOR SECURITY PURPOSES, THE BORDER OF THIS DOCUMENT CONTAINS MICROPRINTING.”
- The ABA number appears 56-114/412.
- The following statement is located above the single Authorized Signature line: “Drawer: Consumers National Bank. THIS CHECK VOID IF NOT CASHED WITHIN 6 MONTHS.”
Checks presented to date have been made payable in varying amounts and may contain a remitter name of “Jim Kirk.”
For additional information and to verify the authenticity of cashier’s checks drawn on Consumers National Bank, please contact Risk & Compliance Officer Christina Montgomery by mail at 614 E. Lincoln Way, Minerva, OH 44657, by telephone at (330) 868-9057, by fax at (330) 868-3460, or by email at email@example.com.
Consumers who receive counterfeit or fictitious items and associated material should file complaints with the following agencies, as appropriate:
- U.S. Department of the Treasury, Office of Inspector General (OIG): by telephone at (800) 359‑3898 or by visiting the OIG website.
- Federal Trade Commission (FTC): by telephone at (877) FTC-HELP or, for filing a complaint electronically, via the FTC's website.
- National Consumers League (NCL): by telephone at (202) 835-3323 or by email. To file a fraud complaint, visit the NCL fraud website.
- Better Business Bureau (BBB): The BBB system serves markets throughout Canada, Puerto Rico, and the United States and is the marketplace leader in advancing trust between businesses and consumers. The website offers contact information for local BBBs, objective reports on more than 2 million businesses, consumer scam alerts, and tips on a wide variety of topics that help consumers find trustworthy businesses and make wise purchasing decisions.
- Federal Bureau of Investigation Internet Crime Complaint Center (to report scams that may have originated via the internet).
- If correspondence is received via the U.S. Postal Service, contact the U.S. Postal Inspection Service by telephone at (888) 877-7644; by mail at U.S. Postal Inspection Service, Office of Inspector General, Operations Support Group, 222 S. Riverside Plaza, Suite 1250, Chicago, IL 60606-6100; or via the online complaint form.
Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
Office of the Comptroller of the Currency
Special Supervision Division
400 7th St. SW, Suite 3E-218; MS 8E-12
Washington, DC 20219
Phone: (202) 649-6450
Fax: (571) 293-4925
For additional information regarding other types of financial fraud, please visit the OCC's anti-fraud resources page.
Monica A. Freas
Director for Enforcement and Compliance