Economics Working Papers

OCC economists conduct original research to evaluate current quantitative methods, techniques, or models being applied in the financial industry; maintain, develop, and expand staff’s expertise in an area to be able to answer current and future banking policy questions related to bank lending, risk exposure, or risk management; and identify and assess emerging trends and risks related to the financial system. Their research spans a broad range of topics. While some of the research is for internal purposes only, a majority of the research is published in peer-reviewed journals and presented at academic, industry, or regulatory conferences.