Corporate Applications and Other Requests:
Vol. 19, No. 2
IN THIS ISSUE:
||Applies the lending limit pilot program's special limit for loans secured by a first-lien security interest in 1-4 family residential real estate to two loans to the same borrower. Security interests in the same residential real estate secure the mortgage loan and the home equity loan. The letter finds that the special limit is applicable to both as the loans are secured by liens second to no other lien holder.
||Application to merge Villa Park Trust & Savings Bank, Villa Park, Illinois, into Harris National Association, Chicago, Illinois, under the charter and title of the latter. (Control Number 2005 CE 02 0029), WORD
||Application by Huntington National Bank, Columbus, Ohio, to merge with Unizan National Bank, Canton, Ohio, and Unizan Financial Services Group, National Association, Canton, Ohio. (Control Number 2005 CE 02 0033),
||Application by Belk National Bank, Lawrenceville, Georgia, to sell substantially all of its assets to GE Money Bank, a federal Savings Bank, Salt Lake City, Utah, and for Belk National Bank to merge with and into its parent company, Belk, Inc. (Control Numbers 2005 WE 12 0317, 2005 WE 12 0316 & 2005 WE 09 0015),
Approvals with conditions enforceable under 12 U.S.C. 1818
||Application by La Caisse central Desjardins du Quebec (CCD) to establish a Limited Federal branch in Hallandale, Florida. (Control Number 2005 IB 10 001),
||Application to establish a new national bank with the title of "Old Plank Trail Community Bank, National Association". (Control Number 2005 CE 01 008),
Final Enforcement Actions
Enclosed is a copy of the OCC's news release number
announcing the availability of enforcement actions. Copies of the final actions
are available by writing to the OCC, Public Reference Room, Mailstop 1-5,
Washington, D.C. 20219. When ordering, specify the appropriate enforcement
Community Reinvestment Act (CRA) Performance
Enclosed is a list of CRA performance evaluations that
became public during the period of
January 15, 2006 through February 14, 2006.
PLEASE NOTE: Interpretive Letters and No-Objection
Letters reflect the views of the Comptroller's legal staff. Corporate
Decisions, CRA Decisions and Conditional Approvals are from the office of
Licensing. The Community Development Investment Letters are from the office of
Community Affairs. The list of CRA Ratings is from the Communications Division.
For copies of the CRA evaluations, you may either contact the bank directly, or
you may write to the Office of the Comptroller of the Currency (OCC) in any of
three ways: by mail to the OCC, Attn: Public Information Room, Mail Stop 1-5,
Washington, D.C. 20219; by fax to (202) 874-4448; or by e-mail to
You may also write to the OCC for copies of enforcement actions and charters
with standard conditions.
Members of the news media are encouraged to cite the
letter number when reporting or summarizing documents from this package. This
helps us to process single requests based upon your citation in a more timely
The Office of the Comptroller of the Currency publishes INTERPRETATIONS AND
ACTIONS monthly. Subscriptions are available at a rate of $175 per year by
writing to the Comptroller of the Currency, ATTN: Accounts Receivable, Mail
Stop 4-8, 250 E Street, S.W., Washington, DC 20219. Prepayment is requested.
Suggestions, comments or questions may be sent to Jacqueline J. England,
Comptroller of the Currency, Communications Division, Mail Stop 3-2,
Washington, DC 20219.