Interpretations and Actions: May 2002
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Vol. 15, No. 5
PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the Comptroller's legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals are from the office of Bank Organization and Structure. The list of CRA Ratings is from the Communications Division. For copies of the CRA evaluations, you may either contact the bank directly, or you may write to the Office of the Comptroller of the Currency (OCC) in any of three ways: by mail to the OCC, Attn: Public Information Room, Mail Stop 1-5, Washington, D.C. 20219; by fax to (202) 874-4448; or by email to FOIA-PA@occ.treas.gov. You may also write to the OCC for copies of enforcement actions and charters with standard conditions.
Members of the news media are encouraged to cite the letter number when reporting or summarizing documents from this package. This helps us to process single requests based upon your citation in a more timely manner.
Interpretive Letters
| Letter No. | Topic |
|---|---|
| 932 | Letter concerning bank's authority to charge convenience fee to non-accountholders cashing checks drawn on the bank. 08/17/2001 |
| 933 | Letter concerning bank's authority to charge non-accountholders convenience fees to cash checks drawn on the bank. 08/17/2001 |
| 934 | Letter concerning bank's authority to charge convenience fee to non-accountholders for cashing checks drawn on the bank. 08/20/2001 |
Corporate Decisions
| Letter No. | Topic |
|---|---|
| 2002-07 | Application to convert to a national banking association by First Indiana Bank, Indianapolis, Indiana, and financial subsidiary notification. (Control Numbers 2001 CE 01 004 & 2001 CE 08 028), 06/15/2001 |
Approvals with Conditions Enforceable under 12 U.S.C. 1818
| Letter No. | Topic |
|---|---|
| 520 | Application to convert Synovous Trust Company, Columbus, Georgia, into a national bank to be entitled "Synovous Trust Company, National Association." 04/29/2002 |
Charters with Standard Conditions
Each of the following charter application(s) were approved with a standard condition enforceable under 12 U.S.C. 1818 that requires the bank, during the first three years of its operation, to provide notice to the OCC in advance of any significant deviations or changes from its proposed operating plan.
| Letter No. | Topic |
|---|---|
| 521 | Application to charter Orange County Business Bank, N.A., Newport Beach, California. (Control Number 2001 WE 01 0008), 04/29/2002 |
| 522 | Application to charter Pacific Commerce Bank, National Association, Los Angeles, California. (Control Number 2001 WE 01 0012), 04/29/2002 |
Final Enforcement Actions
Enclosed is a copy of the OCC's news release number 2002-42, announcing the availability of enforcement actions. Copies of the final actions are available by writing to the OCC, Public Reference Room, Mailstop 1-5, Washington, D.C. 20219. When ordering, specify the appropriate enforcement action number.
Community Reinvestment Act (CRA) Performance Evaluations
Enclosed is a list of CRA performance evaluations that became public during the period of April 14 through May 15, 2002.
INTERPRETATIONS AND ACTIONS is published monthly by the Office of the Comptroller of the Currency. Subscriptions are available at a rate of $175 per year by writing to the Comptroller of the Currency, P.O. Box 70004, Chicago, IL 60673-0004. Prepayment is requested. Suggestions, comments or questions may be sent to Jacqueline J. England, Communications Division, Mailstop 3-2, Comptroller of the Currency, Washington, DC 20219.