Interpretations and Actions: November 2018

Vol. 31, No. 11

Supervisory Condition Letters

Letter No.	Topic
2018-09	Citizens Bank, N.A., Stamford, Connecticut – Request to submit pro forma financial data for DFAST 2019 submission (10/16/2018)

CRA Decisions

Letter No.	Topic
193	Application to merge State Bank and Trust Company, Macon, Georgia, with and into Cadence Bank, NA, Birmingham, Alabama; relocate Cadence Bank’s main office; and acquire BREC-Pharr Road, LLC as a subsidiary. (Control Numbers 2018-SO-Combination-3038745; 2018-SO-BranchNew-304056; and 2018-SO-Subs&Equities-304481), 10/04/2018
194	Application to merge KleinBank, Chaska, Minnesota, with and into Old National Bank, Evansville, Indiana. (Control Number 2018-CE-Combination-304368), 10/12/2018
195	Application by Bank of America, National Association, Charlotte, North Carolina, to establish a branch office at 8601 SW Beaverton Hillsdale Highway, Portland, Oregon, to be known as Raleigh Hills. (Control Number 2018-LB-BranchNew-304770), 10/18/2018

Community Reinvestment Act (CRA) Performance Evaluations

See OCC News Release 2018-116 announcing all CRA performance evaluations that became public from October 1, 2018 through October 31, 2018. A search of all public CRA evaluations can be done at http://apps.occ.gov/crasearch/default.aspx.

Final Enforcement Actions

See OCC News Release 2018-121 announcing the availability of enforcement actions. All final enforcement actions are searchable at http://apps.occ.gov/EnforcementActions/.

PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the Office of the Comptroller of the Currency’s (OCC) legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals are from the office of Licensing Activities. The Community Development Investment Letters are from the office of Community Affairs. The Supervisory Condition Letters are from the Special Supervision Division. The list of CRA Ratings is from the Communications Division.

If you are unable retrieve the CRA evaluations or enforcement actions online, you can submit a request to obtain copies at the OCC’s online FOIA site, https://foia-pal.occ.gov/palMain.aspx. Please provide all identifying information when requesting documents. You may also contact the bank directly for copies of the CRA evaluations.

The OCC publishes INTERPRETATIONS AND ACTIONS monthly. Send suggestions, comments or questions to Jacqueline England, Disclosure Services, Communications Division, OCC, 400 7^th Street, SW, Suite 3E-218, Washington, DC 20219.