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CRA Performance Evaluations: April 1997

Charter# Bank Name City State Eval Date Rating Examination
22518 Roseville First National Bank Roseville CA 12/2/96 Satisfactory Yes
17315 San Jose National Bank San Jose CA 1/24/97 Outstanding Yes
22112 North Coast Bank, N.A. Windsor CA 11/15/96 Satisfactory Yes
22195 Nordstrom National Credit Bank Englewood CO 12/24/96 Satisfactory Yes
10852 The First National Bank of Otis Otis CO 12/19/96 Satisfactory Yes
22545 Patriot National Bank Stamford CT 10/31/96 Satisfactory Yes
18132 Commercial National Bank Daytona Beach FL 2/6/97 Satisfactory No
14732 SunTrust Bank, South Florida, N.A. Fort Lauderdale FL 12/17/96 Satisfactory Yes
21058 The Huntington National Bank of Florida Maitland FL 12/11/96 Satisfactory No
16641 First National Bank of the Florida Keys Marathon FL 2/6/97 Satisfactory Yes
12047 SunTrust Bank, Miami, N.A. Miami FL 12/18/96 Satisfactory Yes
21162 Guaranty National Bank Tallahassee FL 1/10/97 Satisfactory Yes
4944 SunTrust Bank, Southeast Georgia, N.A. Brunswick GA 11/5/96 Outstanding Yes
15651 First National Bank of Chattooga County Summerville GA 1/23/97 Satisfactory Yes
22883 Thomasville National Bank Thomasville GA 1/30/97 Satisfactory Yes
15579 First National Bank of Muscatine Muscatine IA 2/24/97 Outstanding Yes
6713 Downstate National Bank Brookport IL 12/4/96 Satisfactory Yes
7111 The First National Bank of Chrisman Chrisman IL 11/12/96 Satisfactory No
14008 First National Bank in DeKalb DeKalb IL 12/4/96 Satisfactory Yes
14583 Harris Bank Glencoe-Norhbrook, N.A. Glencoe IL 2/3/97 Satisfactory Yes
13660 First Midwest Bank, N.A. Itasca IL 8/29/96 Satisfactory No
14418 Peoples National Bank of Kewanee Kewanee IL 1/23/97 Outstanding Yes
3839 The First National Bank of Mount Pulaski Mount Pulaski IL 12/19/96 Satisfactory No
8607 First National Bank of Oblong Oblong IL 9/17/96 Outstanding No
11754 First National Bank of Okawville Okawville IL 12/18/96 Satisfactory Yes
15511 Pekin National Bank Pekin IL 12/9/96 Satisfactory Yes
13872 The National Bank & Trust Company of Sycamore Sycamore IL 2/5/97 Satisfactory Yes
12096 The First National Bank of Xenia Xenia IL 12/18/96 Satisfactory Yes
14065 First National Bank Cloverdale IN 12/17/96 Satisfactory Yes
12132 The National City Bank of Evansville Evansville IN 2/7/97 Satisfactory Yes
23076 The Merchants National Bank of Terre Haute Terre Haute IN 10/22/96 Satisfactory Yes
6590 The Exchange National Bank of Cottonwood Falls Cottonwood Falls KS 1/30/97 Satisfactory No
18435 Gardner National Bank Gardner KS 1/6/97 Satisfactory Yes
8145 First National Bank of Independence Independence KS 1/15/97 Satisfactory Yes
14259 The First National Bank in Clinton Clinton KY 11/27/96 Satisfactory Yes
2409 Farmers National Bank of Danville Danville KY 12/28/95 Outstanding No
10254 Cumberland Valley National Bank London KY 1/21/97 Outstanding Yes
7605 The First National Bank of Manchester Manchester KY 1/30/97 Outstanding Yes
14894 Fort Knox National Bank Radcliff KY 12/5/96 Satisfactory No
1267 Farmers and Mechanics National Bank Frederick MD 1/20/97 Outstanding No
9087 Superior National Bank & Trust Co. Hancock MI 1/21/97 Outstanding Yes
12697 Dart National Bank Mason MI 1/30/97 Satisfactory Yes
14311 The Oakley National Bank of Buffalo Buffalo MN 1/24/97 Satisfactory Yes
15230 City National Bank of Cloquet Cloquet MN 2/6/97 Satisfactory Yes
8757 The First National Bank of Elk River Elk River MN 2/20/97 Outstanding No
12507 The First National Bank in Wadena Wadena MN 2/11/97 Satisfactory Yes
15124 First National Bank of Boliver County Cleveland MS 1/24/97 Satisfactory Yes
13790 First National Bank North Dakota Grand Forks ND 1/17/97 Outstanding Yes
15460 The National Bank of Harvey Harvey ND 1/30/97 Outstanding Yes
13182 Security National Bank Laurel NE 2/3/97 Outstanding Yes
3496 First National Bank North Platte NE 2/21/97 Outstanding Yes
13425 The American National Bank of Sidney Sidney NE 2/21/97 Satisfactory Yes
16921 Siouxland National Bank South Sioux City NE 2/20/97 Satisfactory Yes
9498 Farmers and Merchants National Bank of Bridgeton Bridgeton NJ 12/2/96 Satisfactory Yes
6707 The First National Bank of Elmer Elmer NJ 1/24/97 Satisfactory No
5621 United National Bank Lebanon Township (Califon) NJ 12/9/96 Satisfactory Yes
14786 First National Bank in Alamogordo Alamogordo NM 9/30/96 Outstanding Yes
20962 The Park Avenue Bank, N.A. New York NY 12/12/96 Satisfactory No
7557 Eaton National Bank & Trust Company Eaton OH 6/30/96 Satisfactory Yes
8709 First National Bank of Lebanon Lebanon OH 1/21/97 Satisfactory Yes
7542 New Richmond National Bank New Richmond OH 3/31/96 Outstanding No
15109 American National Bank Parma OH 5/31/96 Satisfactory No
7759 The First National Bank of Powhatan Point Powhatan Point OH 5/31/96 Satisfactory No
3291 Community First Bank, N.A. Ripley OH 1/10/97 Satisfactory Yes
6594 Security National Bank and Trust Company Springfield OH 1/15/97 Outstanding No
12529 First National Bank in Coalgate Coalgate OK 12/3/96 Satisfactory Yes
14005 The First National Bank in Durant Durant OK 1/29/97 Satisfactory Yes
9767 The Farmers &Merchants National Bank of Fairview Fairview OK 1/21/97 Satisfactory Yes
9888 The First National Bank of Heavener Heavener OK 11/15/96 Satisfactory Yes
10566 The National Bank of Hooker Hooker OK 9/30/96 Satisfactory Yes
5052 First National Bank and Trust Company McAlester OK 9/23/96 Outstanding Yes
14986 The First National Bank of Midwest City Midwest City OK 11/6/96 Satisfactory Yes
6511 Territory National Bank Muskogee OK 1/30/97 Satisfactory Yes
9011 The Eastman National Bank of Newkirk Newkirk OK 9/23/96 Satisfactory Yes
21429 Security National Bank and Trust Company of Norman Norman OK 1/29/97 Outstanding Yes
17931 Peoples National Bank Oklahoma City OK 12/16/96 Satisfactory Yes
7892 Pauls Valley National Bank Pauls Valley OK 2/19/97 Satisfactory Yes
12158 The Central National Bank of Poteau Poteau OK 11/12/96 Satisfactory Yes
8159 The Prague National Bank Prague OK 11/27/96 Satisfactory Yes
17596 First National Bank of Roland Roland OK 12/16/96 Satisfactory Yes
8615 The First National Bank Seiling OK 10/21/96 Satisfactory Yes
7278 The First National Bank of Thomas Thomas OK 12/31/96 Satisfactory Yes
11397 First National Bank of Oklahoma Tonkawa OK 10/7/96 Satisfactory Yes
15407 First National Bank and Trust Company of Weatherford Weatherford OK 11/1/96 Satisfactory Yes
16807 First American Bank, N.A. of Woodward Woodward OK 9/23/96 Satisfactory Yes
11058 Columbia County Farmers National Bank Bloomsburg PA 1/13/97 Satisfactory Yes
1081 The First National Bank of Greencastle Greencastle PA 1/13/97 Satisfactory Yes
8326 The First National Bank of Liverpool Liverpool PA 1/10/97 Satisfactory Yes
14079 NBO National Bank Olyphant PA 12/31/96 Satisfactory Yes
23068 Valley Bank, N.A. Elk Point SD 2/5/97 Satisfactory No
22404 EFS National Bank Memphis TN 12/9/96 Satisfactory Yes
13103 SunTrust Bank, Nashville, N.A. Nashville TN 11/20/96 Satisfactory Yes
18380 Northwest National Bank of Arlington Arlington TX 1/31/97 Satisfactory Yes
11415 The First National Bank of Brownfield Brownfield TX 10/21/96 Satisfactory Yes
6826 First National Bank of Canadian Canadian TX 10/15/96 Satisfactory Yes
12513 First National Bank of Chillicothe Chillicothe TX 10/3/96 Satisfactory Yes
7123 First National Bank of Claude Claude TX 8/26/96 Satisfactory Yes
8606 The Falls City National Bank Falls City TX 12/18/96 Satisfactory No
7045 First National Bank of Floydada Floydada TX 10/1/96 Satisfactory Yes
14842 First National Bank of Fort Stockton Fort Stockton TX 2/10/97 Outstanding No
10420 Texas Gulf Bank, N.A. Freeport TX 1/15/97 Satisfactory No
4097 National Bank Gatesville TX 8/9/96 Satisfactory Yes
22643 Graham National Bank Graham TX 2/19/97 Satisfactory Yes
12742 The State National Bank of Groom Groom TX 11/12/96 Satisfactory Yes
13443 Citizens National Bank Henderson TX 1/7/97 Satisfactory Yes
16550 West University Bank, N.A. Houston TX 12/9/96 Satisfactory No
18641 Mayde Creek Bank, N.A. Katy TX 12/19/96 Satisfactory Yes
12187 First Nichols National Bank Kenedy TX 9/26/96 Satisfactory Yes
16127 NBC Bank - Laredo, N.A. Laredo TX 9/6/96 Outstanding Yes
15187 Surety Bank, N.A. Lufkin TX 1/23/97 Satisfactory Yes
8674 The Marfa National Bank Marfa TX 2/4/97 Satisfactory No
16658 Western National Bank of Odessa Odessa TX 2/7/97 Satisfactory Yes
8771 First National Bnak of Pecos Pecos TX 1/13/97 Satisfactory Yes
12307 First National Bank in Quanah Quanah TX 10/31/96 Satisfactory Yes
22792 Plaza International Bank, N.A. San Antonio TX 7/15/97 Outstanding Yes
12725 First National Bank of Sudan Sudan TX 1/1/97 Outstanding Yes
18265 Citizens National Bank Teague TX 12/31/96 Satisfactory No
7010 Herring National Bank of Vernon Vernon TX 1/22/97 Satisfactory Yes
13022 The State National Ban in West West TX 9/5/96 Satisfactory Yes
22734 Direct Merchants Credit Card Bank, N.A. Salt Lake City UT 12/31/96 Satisfactory Yes
21516 Salem Bank and Trust, N.A. Salem VA 2/6/97 Satisfactory Yes
14801 National Bank of Boyceville Boyceville WI 2/13/97 Satisfactory Yes
15738 Tri City National Bank Oak Creek WI 12/18/96 Satisfactory Yes
5658 Peshtigo National Bank Peshtigo WI 2/7/97 Satisfactory Yes
17102 The Old National Bank of Huntington Huntington WV 1/28/97 Satisfactory Yes
3029 South Branch Valley National Bank Moorefield WV 12/16/96 Outstanding Yes