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CRA Performance Evaluations: August 1997

Charter# Bank Name City State Eval Date Rating Examination
14651 National Bank of Alaska Anchorage AK 5/12/97 Outstanding Yes
18413 Merchants &Planters Bank, N.A. Camden AR 5/28/97 Satisfactory Yes
23270 First Community Bank, N.A. Conway AR 4/30/97 Satisfactory Yes
7046 The First National Bank of El Dorado El Dorado AR 6/3/97 Satisfactory Yes
10579 Citizens National Bank of Hope Hope AR 5/16/97 Satisfactory Yes
14461 First National Bank of Magnolia Magnolia AR 5/28/97 Satisfactory Yes
18454 First Coastal Bank, N.A. El Segundo CA 3/31/97 Satisfactory Yes
22413 U.S. Trust Company of California, N.A. Los Angeles CA 5/2/97 Satisfactory Yes
17166 Pacific National Bank Newport Beach CA 3/31/97 Satisfactory Yes
20344 Channel Islands National Bank Oxnard CA 12/31/96 Satisfactory Yes
20291 First National Bank of Marin San Rafael CA 12/31/96 Needs to Improve No
7501 The First National Bank of Arvada Arvada CO 5/20/97 Satisfactory Yes
15748 Eastern National Bank Miami FL 5/27/97 Satisfactory Yes
20460 National Bank of Commerce Winter Park FL 5/27/97 Satisfactory Yes
14547 First National Bank of West Point West Point GA 5/5/97 Satisfactory Yes
17128 Peoples National Bank Council Bluffs IA 6/17/97 Satisfactory Yes
18363 National Bank of Iowa Denison IA 6/9/97 Outstanding Yes
4155 The First National Bank of Primghar Primghar IA 9/12/97 Needs to Improve Yes
4920 First National Bank of Decatur Decatur IL 4/30/97 Outstanding Yes
22636 Norwest Bank Illinois, N.A. Galesburg IL 5/16/97 Satisfactory Yes
14398 First National Bank of Huntington Huntington IN 5/7/97 Satisfactory Yes
869 National City Bank of Indiana Indianapolis IN 12/31/96 Outstanding Yes
21723 National City Bank of Southern Indiana New Albany IN 12/31/96 Outstanding Yes
18165 Exchange National Bank Marysville KS 6/5/97 Satisfactory Yes
8883 The Farmers National Bank of Stafford Stafford KS 6/3/97 Satisfactory Yes
11010 Commerce Bank, N.A. Wichita KS 10/30/96 Satisfactory Yes
6769 First National Bank of Columbia Columbia KY 4/4/97 Satisfactory Yes
21805 Citizens National Bank Grayson KY 5/30/97 Satisfactory Yes
13479 Lincoln National Bank Hodgenville KY 5/20/97 Satisfactory Yes
109 National City Bank, Kentucky Louisville KY 12/31/96 Outstanding Yes
17927 First Louisiana National Bank Breaux Bridge LA 5/8/97 Satisfactory No
3941 First National Bank of Bar Harbor Bar Harbor ME 4/18/97 Satisfactory Yes
600 The First National Bank of Three Rivers Three Rivers MI 5/22/97 Satisfactory Yes
15718 Sprague National Bank Caledonia MN 5/21/97 Satisfactory Yes
3626 Norwest Bank Minnesota North, N.A. Duluth MN 2/11/97 Outstanding Yes
2006 Norwest Bank Minnesota, N.A. Minneapolis MN 10/17/96 Outstanding Yes
11125 The First National Bank of Proctor Proctor MN 6/5/97 Satisfactory Yes
1487 Norwest Bank Red Wing, N.A. Red Wing MN 2/11/97 Outstanding Yes
13131 The Midway National Bank of St. Paul Saint Paul MN 6/17/97 Satisfactory Yes
22706 First Missouri National Bank Brookfield MO 6/19/97 Outstanding Yes
15284 First National Bank of Clarksdale Clarksdale MS 3/31/97 Satisfactory Yes
21259 First Citizens Bank, N.A. Columbia Falls MT 5/16/97 Satisfactory Yes
11307 The First National Bank of Fairfield Farifield MT 5/15/97 Satisfactory Yes
5886 The Ramsey National Bank & Trust Co. of Devils Lake Devils Lake ND 6/19/97 Satisfactory Yes
2377 Norwest Bank North Dakota, N.A. Fargo ND 7/24/96 Outstanding Yes
21109 First National Bank of Ruidoso Ruidoso NM 5/2/97 Satisfactory Yes
20948 Safra National Bank of New York New York NY 3/21/97 Satisfactory Yes
10895 First National Bank of Northern New York Norfolk NY 5/12/97 Satisfactory Yes
17393 National City Bank, Northeast Akron OH 12/31/96 Outstanding Yes
786 National City Bank Cleveland OH 12/31/96 Outstanding Yes
5065 National City Bank of Columbus Columbus OH 12/31/96 Outstanding Yes
1788 National City Bank of Dayton Dayton OH 12/31/96 Outstanding Yes
86 First National Bank of Germantown Germantown OH 5/22/97 Satisfactory Yes
22582 National City Bank, Northwest Toledo OH 12/31/96 Outstanding Yes
23055 Landmark Bank, N.A. Ada OK 5/28/97 Outstanding Yes
5401 The First National Bank and Trust Company Nowata OK 4/28/97 Satisfactory Yes
664 Pioneer American Bank, N.A. Carbondale PA 4/29/89 Satisfactory Yes
2515 Ephrata National Bank Ephrata PA 3/26/97 Satisfactory Yes
23019 National City Bank of Pennsylvania Pittsburgh PA 12/31/96 Outstanding Yes
11506 The First National Bank of Eden Eden SD 5/15/97 Satisfactory Yes
16076 Citizens National Bank Sevierville TN 5/5/97 Outstanding Yes
20880 Arlington National Bank Arlington TX 12/31/96 Satisfactory Yes
7827 The Brady National Bank Brady TX 5/8/97 Outstanding Yes
18046 Texas National Bank Brenham TX 5/30/97 Satisfactory No
17652 City National Bank Corsicana TX 5/12/97 Satisfactory Yes
18168 Shady Oaks National Bank Fort Worth TX 4/29/97 Satisfactory Yes
5288 The First National Bank of Gilmer Gilmer TX 6/3/97 Satisfactory Yes
13614 State National Bank of Iowa Park Iowa Park TX 4/30/97 Satisfactory No
10598 First National Bank of Lipan Lipan TX 6/12/97 Satisfactory Yes
18554 Rio National Bank McAllen TX 5/21/97 Satisfactory Yes
12734 City National Bank of Mineral Wells Mineral Wells TX 6/9/97 Satisfactory No
17768 Bank of Navasota, N.A. Navasota TX 5/5/97 Satisfactory No
12831 The First National Bank of O'Donnell O'Donnell TX 3/31/97 Satisfactory Yes
11595 The Perryton National Bank Perryton TX 5/22/97 Satisfactory Yes
17733 First National Bank Uvalde TX 6/4/97 Satisfactory No
20078 First National Bank Wichita Falls TX 6/11/97 Satisfactory No
1582 The National Bank of Fredericksburg Fredericksburg VA 4/28/97 Satisfactory Yes
12124 First National Bank of Eagle River Eagle River WI 5/22/97 Satisfactory Yes
12483 Citizens National Bank of Elkins Elkins WV 3/31/97 Satisfactory Yes
4811 One Valley Bank - East, N.A. Martinsburg WV 12/31/96 Outstanding Yes
6226 One Valley Bank of Ronceverte, N.A. Ronceverte WV 4/21/97 Satisfactory Yes
13512 McDowell County National Bank Welch WV 6/4/97 Satisfactory Yes