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CRA Performance Evaluations: July 1997

Charter# Bank Name City State Eval Date Rating Examination
8963 The First National Bank of Scottsboro Scottsboro AL 4/14/97 Satisfactory No
22721 Arkansas National Bank Bentonville AR 4/18/97 Satisfactory No
15257 Commercial National Bank of Texarkana Texarkana AR 4/21/97 Satisfactory Yes
20670 Sears National Bank Phoenix AZ 3/19/96 Satisfactory Yes
21992 First Valley National Bank Lancaster CA 4/8/97 Satisfactory Yes
18788 JCB Bank, N.A. Los Angeles CA 12/31/96 Satisfactory Yes
20255 FirstBank, N.A. Palm Desert CA 4/24/97 Satisfactory Yes
15184 Bank One, Colorado, N.A. Denver CO 3/27/97 Outstanding Yes
17000 Evergreen National Bank Evergreen CO 4/24/97 Satisfactory Yes
21121 Peak National Bank Nederland CO 4/18/97 Satisfactory Yes
15653 Marine National Bank of Jacksonville Jacksonville FL 4/28/97 Satisfactory Yes
22852 First National Bank Folkston GA 5/2/97 Satisfactory Yes
14911 Hawaii National Bank Honolulu HI 4/28/97 Outstanding Yes
10729 The First National Bank of Rembrandt Rembrandt IA 5/12/97 Satisfactory Yes
14057 The City National Bank of Shenandoah Shenandoah IA 5/2/97 Satisfactory Yes
14217 First National Bank in Olney Olney IL 5/6/97 Satisfactory Yes
14437 First National Bank of Steeleville Steeleville IL 4/21/97 Satisfactory Yes
14574 Tampico National Bank Tampico IL 4/17/97 Satisfactory Yes
15038 DuPage National Bank West Chicago IL 10/24/96 Satisfactory Yes
14365 Harris Bank Winnetka, N.A. Winnetka IL 4/9/97 Satisfactory Yes
14519 First National Bank Kokomo IN 5/2/97 Outstanding Yes
3170 The Peoples National Bank & Trust Company of Burlington Burlington KS 4/18/97 Satisfactory Yes
14163 First National Bank Goodland KS 5/8/97 Outstanding Yes
3543 The First NB & Trust Co. of Junction City, Kansas Junction City KS 4/16/97 Satisfactory Yes
23038 Security National Bank Manhattan KS 5/13/97 Satisfactory Yes
14168 First National Bank in DeRidder DeRidder LA 1/21/97 Satisfactory No
969 Beverly National Bank Beverly MA 11/27/96 Satisfactory Yes
21700 Old Line National Bank Waldorf MD 4/17/97 Satisfactory Yes
6488 First National Bank of McIntosh McIntosh MN 5/6/97 Satisfactory Yes
11581 First National Bank of Pine City Pine City MN 4/24/97 Satisfactory Yes
22997 Olmsted National Bank Rochester MN 5/8/97 Satisfactory Yes
7853 First National Bank of Camdenton Camdenton MO 4/18/97 Satisfactory Yes
21727 UMB Bank of St. Louis, N.A. St. Louis MO 4/9/97 Satisfactory No
15386 First American National Bank Iuka MS 5/2/97 Satisfactory Yes
16204 First National Bank of Wiggins Wiggins MS 4/18/97 Outstanding Yes
2848 The Fremont National Bank and Trust Co. Fremont NE 5/19/97 Outstanding Yes
8521 The First National Bank of Gordon Gordon NE 12/6/96 Satisfactory Yes
8286 First National Bank of Stromsburg Stromsburg NE 5/5/97 Satisfactory Yes
22183 Spirit of America National Bank Milford OH 4/21/97 Satisfactory Yes
2350 The Mahoning National Bank of Youngstown Youngstown OH 2/7/97 Outstanding Yes
13677 First National Bank & Trust Company of Ardmore Ardmore OK 4/4/97 Satisfactory No
5224 First National Bank of Pawnwee Pawnee OK 3/24/97 Satisfactory Yes
13891 First National Bank & Trust Company Ponca City OK 4/21/97 Satisfactory Yes
4514 United States National Bank of Oregon Portland OR 4/8/97 Outstanding Yes
13982 Herndon National Bank Herndon PA 4/17/97 Satisfactory Yes
6091 First National Bank of Anson Anson TX 3/31/97 Satisfactory Yes
4265 First National Bank of Bowie Bowie TX 5/7/97 Satisfactory Yes
16063 Nueces National Bank Corpus Christi TX 4/1/97 Satisfactory Yes
17626 Pioneer National Bank Fredericksburg TX 5/12/97 Satisfactory Yes
17290 Gladewater National Bank Gladewater TX 5/7/97 Satisfactory Yes
3906 The First National Bank of La Grange La Grange TX 5/2/97 Satisfactory Yes
14447 Broadway National Bank San Antonio TX 4/23/97 Outstanding Yes
15136 Security National Bank San Antonio TX 4/17/97 Satisfactory Yes
20218 Lake Area National Bank Trinity TX 4/18/97 Satisfactory Yes
17015 Citizens National Bank of Wills Point Wills Point TX 5/14/97 Satisfactory Yes
5674 The First National Bank of Winnsboro Winnsboro TX 5/21/97 Satisfactory Yes
14394 U.S. Bank of Washington, N.A. Seattle WA 4/8/97 Outstanding Yes