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CRA Performance Evaluations: March 2000

Charter# Bank Name City State Eval Date Rating Examination
23126 Northwest National Bank Gravette AR 11/18/99 Satisfactory Small Bank
17129 First National Bank San Diego CA 11/15/99 Outstanding Large Bank
22770 Neighborhood National Bank San Diego CA 12/13/99 Outstanding Small Bank
23222 Coast National Bank San Luis Obispo CA 9/13/99 Satisfactory Small Bank
23664 Westport National Bank Westport CT 12/6/99 Satisfactory Small Bank
15572 First National Bank of Griffin Griffin GA 7/6/99 Satisfactory Small Bank
23574 Crystal Lake Bank & Trust Company. N.A. Crystal Lake IL 12/17/99 Satisfactory Small Bank
23418 Covest Banc, N.A. Des Plaines IL 10/25/99 Satisfactory Large Bank
14512 First National Bank of Illinois Lansing IL 11/15/99 Satisfactory Large Bank
15038 DuPage National Bank West Chicago IL 10/25/99 Satisfactory Small Bank
22010 Peoples Bank, N.A. Coldwater KS 10/12/99 Satisfactory Small Bank
22473 MCFC National Bank Lenexa KS 10/12/99 Outstanding Limited Purpose Bank
3601 First National Bank and Trust Phillipsburg KS 11/15/99 Outstanding Small Bank
2782 INTRUST Bank, N.A. Wichita KS 10/25/99 Satisfactory Large Bank
4271 Farmers National Bank Lebanon KY 11/15/99 Satisfactory Small Bank
13023 Citizens National Bank of Paintsville Paintsville KY 12/20/99 Satisfactory Small Bank
14144 First National Bank in Howell Howell MI 11/15/99 Outstanding Small Bank
14311 The Oakley National Bank of Buffalo Buffalo MN 11/15/99 Satisfactory Small Bank
23180 Douglass National Bank Kansas City MO 10/25/99 Outstanding Small Bank
8881 The First National Bank of McClusky McClusky ND 11/29/99 Satisfactory Small Bank
23188 UMB Bank Omaha, N.A. Omaha NE 10/12/99 Satisfactory Large Bank
14308 The Farmers &Merchants NB of West Point West Point NE 12/6/99 Satisfactory Small Bank
23097 DSRM National Bank Albuquerque NM 11/1/99 Satisfactory Limited Purpose Bank
10374 Rewood National Bank Alexandria Bay NY 12/6/99 Satisfactory Small Bank
35 Premier National Bank LaGrangeville NY 11/15/99 Satisfactory Large Bank
12810 Savannah Bank, N.A. Savannah NY 9/28/99 Satisfactory Small Bank
14680 First National Bank of Scotia Scotia NY 8/30/99 Satisfactory Small Bank
11275 The Citizens National Bank of Norwalk Norwalk OH 11/8/99 Satisfactory Small Bank
10239 The State National Bank of Heavener Heavener OK 9/30/99 Satisfactory Small Bank
17045 First Fidelity Bank, N.A. Oklahoma City OK 11/22/99 Satisfactory Large Bank
21688 First Consumers National Bank Beaverton OR 11/1/99 Satisfactory Limited Purpose Bank
17721 Bernville Bank, N.A. Bernville PA 10/25/99 Satisfactory Small Bank
18104 Main Street National Bank Cleveland TX 11/1/99 Satisfactory Small Bank
18646 Community National Bank Detroit TX 11/16/99 Satisfactory Small Bank
23521 American First National Bank Houston TX 10/12/99 Satisfactory Small Bank
17003 Marble Falls National Bank Marble Falls TX 12/13/99 Outstanding Small Bank
23681 First National Bank of Midland Midland TX 11/29/99 Satisfactory Small Bank
11706 The First National Bank of Quitaque Quitaque TX 11/15/99 Satisfactory Small Bank
11019 First National Bank of Tom Bean Tom Bean TX 11/29/99 Satisfactory Small Bank
2477 First National Bank of Weatherford Weatherford TX 11/1/99 Satisfactory Small Bank
2597 First Security Bank, N.A. Salt Lake City UT 5/3/99 Outstanding Large Bank
23616 Virginia National Bank Charlottesville VA 11/29/99 Satisfactory Small Bank