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CRA Performance Evaluations: January 2002

Charter# Bank Name City State Eval Date Rating Examination
14254 First National Bank in Lamar Lamar CO 10/22/01 Satisfactory Small Bank
15184 Bank One, Colorado, N.A. Denver CO 3/31/00 Outstanding Large Bank
22277 Associates National Bank (Delaware) Newark DE 7/2/01 Satisfactory Limited Purpose Bank
15651 First National Bank of Chattooga Co. Summerville GA 10/29/01 Satisfactory Small Bank
14057 The City National Bank of Shenandoah Shenandoah IA 10/11/01 Satisfactory Small Bank
6318 First National Bank of Clifton Clifton IL 10/23/01 Satisfactory Small Bank
8 Bank One, N.A. Illinois Chicago IL 3/31/00 Satisfactory Large Bank
14402 The Belvidere National Bank & Trust Co. Belvidere IL 7/23/01 Satisfactory Small Bank
14596 Citizens Bank-IL, N.A. Berwyn IL 6/11/01 Satisfactory Large Bank
6120 Emprise Bank, National Association Hillsboro KS 10/30/01 Satisfactory Small Bank
12791 The First National Bank of Cunningham Cunningham KS 11/8/01 Satisfactory Small Bank
14320 Bank One, Kentucky, N.A. Louisville KY 3/31/00 Satisfactory Large Bank
2919 The Third National Bank of Sedalia Sedalia MO 10/1/01 Satisfactory Large Bank
13425 American National Bank Sidney Sidney NE 10/15/01 Satisfactory Small Bank
1929 The First National Bank of Shelby Shelby OH 6/25/01 Satisfactory Small Bank
7621 Bank One, N.A., Ohio Columbus OH 3/31/00 Satisfactory Large Bank
14322 First National Bank in Wewoka Wewoka OK 5/7/01 Outstanding Small Bank
23818 New Commerce Bank, N.A. Greenville SC 10/1/01 Satisfactory Small Bank
21398 Orangeburg National Bank Orangeburg SC 10/16/01 Satisfactory Small Bank
14149 Haskell National Bank Haskell TX 9/23/01 Satisfactory Small Bank
15319 InterContinental National Bank San Antonio TX 10/1/01 Satisfactory Small Bank
17768 The Bank of Navasota, N.A. Navasota TX 9/4/01 Satisfactory Small Bank
21969 Bank One, Texas, N.A. Dallas TX 3/31/00 Satisfactory Large Bank
22643 Graham National Bank Graham TX 10/22/01 Satisfactory Small Bank
17002 Community National Bank Hondo TX 10/22/01 Outstanding Small Bank
18785 Bank One Utah, N.A. Salt Lake City UT 3/31/00 Satisfactory Large Bank
13914 Bank One Wheeling-Steubenville, N.A. Wheeling WV 3/31/00 Satisfactory Large Bank
3106 Bank One West Virginia, N.A. Huntington WV 3/31/00 Satisfactory Large Bank