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CRA Performance Evaluations: March 2002

Charter# Bank Name City State Eval Date Rating Examination
12072 First National Bank of Anchorage Anchorage AK 9/24/01 Outstanding Large Bank
17000 Evergreen National Bank Evergreen CO 12/10/01 Satisfactory Small Bank
17487 Northern Trust Bank of Florida, N.A. Miami FL 8/20/01 Satisfactory Large Bank
21197 First National Bank of Atlanta Atlanta GA 6/30/01 Satisfactory Limited Purpose Bank
4677 First Citizens National Bank Mason City IA 10/1/01 Satisfactory Large Bank
8846 Old National Bank Evansville IN 1/2/01 Satisfactory Large Bank
11916 First National Bank in Frankfort Frankfort KS 9/30/01 Outstanding Small Bank
4860 The Midland National Bank of Newton Newton KS 12/3/01 Satisfactory Small Bank
23581 First National Bank La Crescent MN 7/23/01 Satisfactory Small Bank
1 First Union National Bank Charlotte NC 9/30/00 Outstanding Large Bank
6776 First National Bank of Shelby Shelby NC 11/5/01 Satisfactory Large Bank
1559 Wachovia Bank, N.A. Winston-Salem NC 12/31/00 Outstanding Large Bank
13461 The City National Bank of Greeley Greely NE 12/3/01 Satisfactory Small Bank
13431 The Cattle National Ban of Seward Seward NE 12/17/01 Satisfactory Small Bank
3083 First National Bank & Trust of Syracuse Syracuse NE 1/7/02 Outstanding Small Bank
1354 NBT Bank, N.A. Norwich NY 9/17/01 Satisfactory Large Bank
9767 The Farmers &Merchants N.B. of Fairview Fairview OK 1/17/02 Satisfactory Small Bank
10002 First National Bank in Hominy Hominey OK 11/6/01 Satisfactory Small Bank
6171 First National Bank of Lindsay Lindsay OK 4/30/01 Satisfactory Small Bank
23900 Local Oklahoma Bank, N.A. Oklahoma City OK 8/6/01 Satisfactory Large Bank
7892 Pauls Valley National Bank Pauls Valley OK 12/14/01 Satisfactory Small Bank
5224 First National Bank of Pawnee Pawnee OK 11/5/01 Satisfactory Small Bank
15750 National Bank of Sallisaw Sallisaw OK 10/9/01 Satisfactory Small Bank
249 First National Bank of Pennsylvania Greenville PA 8/13/01 Satisfactory Large Bank
6301 Mellon Bank, N.A. Pittsburgh PA 4/23/01 Outstanding Large Bank
336 First Tennessee Bank, N.A. Memphis TN 6/4/01 Satisfactory Large Bank
4278 The First National Bank of Athens Athens TX 12/27/01 Satisfactory Small Bank
17290 Gladewater National Bank Gladewater TX 12/20/01 Satisfactory Small Bank
12462 First National Bank of Refugio Refugio TX 12/10/01 Satisfactory Small Bank