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CRA Performance Evaluations: August 2003

Charter# Bank Name City State Eval Date Rating Examination
23195 Forrest City Bank, N.A. Forrest City AR 3/6/03 Satisfactory Small Bank
16256 The First National Bank of McGehee McGehee AR 3/31/03 Satisfactory Small Bank
10807 The First National Bank of Wynne Wynne AR 5/5/03 Satisfactory Small Bank
16154 Delta National Bank Manteca CA 5/27/03 Satisfactory Small Bank
17751 Northern Trust Bank of California, N.A. Santa Barbara CA 1/6/03 Outstanding Wholesale Bank
16258 First National Bank South Alma GA 4/7/03 Satisfactory Small Bank
14466 Farmers National Bank of Griggsville Griggsville IL 5/19/03 Outstanding Small Bank
13347 The Girard National Bank Girard KS 4/21/03 Outstanding Small Bank
23926 Woodlands National Bank Hinckley MN 4/14/03 Satisfactory Small Bank
22706 First Missouri National Bank Brookfield MO 5/13/03 Satisfactory Small Bank
23232 Investors National Bank Chillicothe MO 5/27/03 Satisfactory Small Bank
1770 The Boone County N. B. of Columbia Columbia MO 3/10/03 Outstanding Large Bank
15108 Los Alamos National Bank Los Alamos NM 4/28/03 Satisfactory Large Bank
11583 Evans National Bank Angola NY 4/30/03 Satisfactory Small Bank
1083 The First National Bank of Groton Groton NY 4/28/03 Outstanding Small Bank
14141 Brookville National Bank Brookville OH 1/15/03 Satisfactory Small Bank
3654 The Farmers National Bank of Canfield Canfield OH 1/6/03 Satisfactory Large Bank
13802 The First National Bank of Dennison Dennison OH 12/9/02 Satisfactory Small Bank
13994 Greenville National Bank Greenville OH 2/10/03 Satisfactory Small Bank
22183 Spirit Of America National Bank Milford OH 10/15/02 Needs to Improve Limited Purpose Bank
11343 The First National Bank of Pandora Pandora OH 8/21/02 Satisfactory Small Bank
5753 The City National Bank & Trust Co. of Lawton Lawton OK 5/13/03 Satisfactory Small Bank
17045 First Fidelity Bank, N.A. Oklahoma City OK 5/27/03 Satisfactory Large Bank
16405 Quail Creek Bank, N.A. Oklahoma City OK 6/9/03 Satisfactory Small Bank
13998 County National Bank Clearfield PA 2/3/03 Outstanding Large Bank
14133 Commercial N. B. of Pennsylvania Latrobe PA 3/24/03 Satisfactory Large Bank
22404 Concord EFS National Bank Memphis TN 12/3/02 Satisfactory Limited Purpose Bank
17486 First National Bank of Colorado City Colorado City TX 6/17/03 Satisfactory Small Bank
6112 NewFirst National Bank El Campo TX 3/31/03 Satisfactory Small Bank
8575 The First National Bank of Eldorado Eldorado TX 5/19/03 Satisfactory Small Bank
16422 Summit Bank, National Association Fort Worth TX 5/12/03 Satisfactory Small Bank
14371 Commercial Bank of Texas, N.A. Nacogdoches TX 4/14/03 Satisfactory Large Bank
23401 CrediCard National Bank San Antonio TX 5/12/03 Satisfactory Limited Purpose Bank
5222 The First National Bank of Stoughton Stoughton WI 4/28/03 Satisfactory Small Bank
4755 Rock Springs National Bank Rock Springs WY 4/7/03 Satisfactory Small Bank