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CRA Performance Evaluations: March 2003

Charter# Bank Name City State Eval Date Rating Examination
13693 First National Bank in Mena Mena AR 12/2/02 Satisfactory Small Bank
17949 Northern Trust Bank, N.A. Phoenix AZ 5/20/02 Satisfactory Strategic Plan
22311 First National Bank of Polk County Winter Haven FL 11/18/02 Satisfactory Small Bank
23726 Belk National Bank Lawrenceville GA 5/6/02 Satisfactory Limited Purpose Bank
16275 Fidelity National Bank Norcross GA 6/3/02 Satisfactory Large Bank
11076 The Farmers National Bank of Buhl Buhl ID 11/18/02 Satisfactory Small Bank
14435 Citizens National Bank of Albion Aibion IL 10/29/03 Satisfactory Small Bank
13838 MidAmerica National Bank Canton IL 12/9/02 Satisfactory Small Bank
6684 The First National Bank of Grand Ridge Grand Ridge IL 12/23/02 Satisfactory Small Bank
10045 First Mid-Illinois Bank & Trust, N.A. Mattoon IL 4/16/02 Satisfactory Large Bank
3543 The First NB & Trust Co. of Junction City Ks. Junction City KS 11/4/02 Satisfactory Small Bank
3509 Citizens Bank of Kansas, N.A. Kingman KS 12/5/02 Satisfactory Small Bank
4945 UMB National Bank of America Salina KS 7/22/02 Satisfactory Large Bank
4013 The Lenox National Bank Lenox MA 11/12/02 Satisfactory Small Bank
2498 The National Bank of Cambridge Cambridge MD 10/28/02 Satisfactory Small Bank
14740 First National Bank of America East Lansing MI 4/24/02 Satisfactory Large Bank
13095 Bank Midwest, Minnesota Iowa, N.A. Fairmont MN 1/16/03 Satisfactory Small Bank
9050 The First National Bank of Milaca Milaca MN 12/9/02 Satisfactory Small Bank
12608 First National Bank of Lewistown Lewistown MT 1/6/03 Satisfactory Small Bank
5384 The Fullerton National Bank Fullerton NE 12/16/02 Satisfactory Small Bank
5282 The First National Bank of Newman Grove Newman Grove NE 1/13/03 Satisfactory Small Bank
15623 First National Bank Schuyler NE 1/21/03 Satisfactory Small Bank
12141 The First National Bank of Fletcher Fletcher OK 12/2/02 Satisfactory Small Bank
5052 First National Bank & Trust Co. of McAlester McAlester OK 11/4/02 Outstanding Large Bank
1516 Union National Community Bank Mount Joy PA 10/17/02 Satisfactory Large Bank
1316 PNC Bank, N.A. Pittsburgh PA 4/15/02 Outstanding Large Bank
6185 The Roberts County N. B. of Sisseton Sisseton SD 12/2/303 Needs to Improve Small Bank
14905 First National Bank of Alvin Alvin TX 12/2/02 Satisfactory Small Bank
14273 Citizens National Bank of Brownwood Brownwood TX 12/2/02 Satisfactory Small Bank
17611 Lone Star National Bank Pharr TX 12/2/02 Outstanding Small Bank
2725 The First National Bank and Trust Company Beloit WI 10/7/02 Satisfactory Large Bank
14058 First National Bank in Viroqua Viroqua WI 7/3/02 Outstanding Small Bank
13881 First National Bank in West Union West Union WV 11/25/02 Satisfactory Small Bank