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CRA Performance Evaluations: April 2005

Charter# Bank Name City State Eval Date Rating Examination
23034 Bank of Arkansas, N.A. Fayetteville AR 10/6/04 Satisfactory Large Bank
23543 California National Bank Los Angeles CA 11/4/02 Satisfactory Large Bank
24102 Calnet Business Bank, N.A. Sacramento CA 11/29/04 Satisfactory Small Bank
22545 Patriot National Bank Stamford CT 5/10/04 Satisfactory Small Bank
21730 First National Bank of Osceola County Kissimmee FL 11/16/04 Satisfactory Small Bank
16401 Mellon United National Bank Miami FL 12/31/03 Outstanding Large Bank
24369 American Bank and Trust Company, N.A. Davenport IA 12/9/03 Satisfactory Large Bank
23351 Community National Bank Waterloo IA 1/4/05 Outstanding Small Bank
12779 Great Lakes Bank, N.A. Blue Island IL 8/11/03 Satisfactory Large Bank
24430 South Central Bank, N.A. Chicago IL 12/20/04 Outstanding Small Bank
9582 The First National Bank of Dietrich Dietrich IL 1/10/05 Satisfactory Small Bank
9922 The First National Bank of Mt. Auburn Mount Auburn IL 2/10/05 Satisfactory Small Bank
13478 First National Bank of Pana Pana IL 2/3/05 Satisfactory Small Bank
9384 United National Bank Natoma KS 12/30/04 Satisfactory Small Bank
9320 The First National Bank of Jackson Jackson KY 12/16/04 Satisfactory Small Bank
9596 The First National Bank of Starbuck Starbuck MN 1/3/05 Satisfactory Small Bank
10865 Winona National Bank Winona MN 1/3/05 Outstanding Small Bank
15850 First National Bank of Luedale Lucedale MS 1/18/05 Satisfactory Small Bank
6776 First National Bank of Shelby Shelby NC 11/15/04 Satisfactory Large Bank
23742 Bank of Albuquerque, N.A. Albuquerque NM 10/4/04 Satisfactory Large Bank
14579 FirstMerit Bank, N.A. Akron OH 5/17/04 Satisfactory Large Bank
7518 Community First Bank, N.A. Forest OH 1/3/05 Satisfactory Small Bank
22183 Spirit of America National Bank Milford OH 7/30/04 Satisfactory Limited Purpose Bank
12591 The First National Bank & Trust Co. of Ada Ada OK 1/3/05 Satisfactory Large Bank
8615 The First National Bank of Seiling Seiling OK 12/15/04 Satisfactory Small Bank
249 First National Bank of Pennsylvania Greenville PA 9/20/04 Satisfactory Large Bank
21118 Eagle National Bank Upper Darby PA 12/13/04 Satisfactory Small Bank
4208 First National Bank of Huntsville Huntsville TX 1/11/05 Satisfactory Small Bank
23117 State National Bank Lubbock TX 5/3/04 Satisfactory Large Bank
23447 First Independent National Bank Plano TX 12/7/04 Satisfactory Small Bank
24141 Treasury Bank, N.A. Alexandria VA 10/18/04 Satisfactory Large Bank
15359 Hilltop National Bank Casper WY 11/29/04 Outstanding Large Bank