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CRA Performance Evaluations: January 2005

Charter# Bank Name City State Eval Date Rating Examination
12429 Simmons First Bank of El Dorado, N.A. El Dorado AR 9/30/04 Satisfactory Large Bank
24224 BNC National Bank Phoenix AZ 4/14/04 Satisfactory Small Bank
24189 First NB of Arizona Scottsdale AZ 6/1/04 Satisfactory Large Bank
21121 Peak National Bank Conifer CO 11/8/04 Satisfactory Small Bank
11571 The First National Bank of Fleming Fleming CO 10/4/04 Satisfactory Small Bank
6030 The First National Bank of Las Animas Las Animas CO 10/4/04 Outstanding Small Bank
20668 Peachtree National Bank Peachtree City GA 8/9/04 Satisfactory Large Bank
7369 The First National Bank of Sioux Center Sioux Center IA 9/22/04 Satisfactory Small Bank
5815 Resource Bank, N.A. DeKalb IL 7/27/04 Satisfactory Small Bank
23393 First Robinson Savings Bank, N.A. Robinson IL 8/9/04 Satisfactory Small Bank
13682 First Neighbor Bank, NA Toledo IL 10/4/04 Outstanding Small Bank
22705 Commerce Bank, N.A. Wichita KS 2/9/04 Outstanding Large Bank
24372 Northwestern Bank, N.A. Dilworth MN 10/25/04 Satisfactory Small Bank
6417 First National Bank of Sauk Centre Sauk Centre MN 10/25/04 Satisfactory Small Bank
24280 Citizens National Bank in Loup City Loup City NE 10/12/04 Satisfactory Small Bank
14308 The Farmers &Merchants NB of West Point West Point NE 9/13/04 Satisfactory Small Bank
20439 Bank of the Rio Grande, N.A. Las Cruces NM 10/18/04 Outstanding Small Bank
18667 First National Bank of Nevada Reno NV 6/1/04 Satisfactory Large Bank
1354 NBT Bank, N.A. Norwich NY 7/6/04 Outstanding Large Bank
14680 First National Bank of Scotia Scotia NY 4/19/04 Satisfactory Small Bank
13596 The Peoples National Bank of Lexington New Lexington OH 9/15/04 Satisfactory Small Bank
13742 First National Bank Orrville OH 12/1/03 Satisfactory Small Bank
9480 First United National Bank Fryburg PA 10/4/04 Satisfactory Small Bank
23248 Texas Capital Bank, N.A. Dallas TX 7/12/04 Satisfactory Large Bank
6169 The First National Bank of Livingston Livingston TX 10/25/04 Satisfactory Small Bank