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National Banks Evaluated On the Basis of a Strategic Plan under the Community Reinvestment Act

As of July 1, 2019

Under the Community Reinvestment Act (CRA), a bank may apply to its primary federal regulator to be evaluated under a strategic plan. The strategic plan option provides a bank with the opportunity to tailor its CRA objectives to the needs of the community and to its own capacities, business strategies, and expertise. Therefore, not all of the factors described in the regulation necessarily apply to each strategic plan. The required contents of a strategic plan as well as the OCC's criteria for evaluating a strategic plan are specified in the OCC's CRA regulations, 12 CFR 25.27 for national banks, and 12 CFR 195.27 for federal savings banks.

Bank Name Location No. Decision Date
Bank of Whittier Whittier, CA 17548 Approved 8/23/2018
Charles Schwab Bank, fsb Henderson, NV 718077 Approved 12/19/2018
Charles Schwab Signature Bank, fsb Henderson, NV 715846 Approved 12/19/2018
Department Stores National Bank Sioux Falls, SD 24622 Approved 10/08/2015
First Century Bank, N.A. Gainesville, GA 24169 Approved 8/31/2018
Morgan Stanley Private Bank, N.A. Purchase, NY 24981 Approved 6/24/2019
MUFG Union Bank, N.A. New York, NY 21541 Approved 2/3/2017
Titan Bank, N.A. Mineral Wells, TX 12437 Approved 12/31/2014