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BankNet

BankNet
Resources for bankers

Student Lending

This page contains information on how banks may legally and prudently engage in private student lending and the risks inherent in such lending.

References

OCC=Bulletin

Student Lending: New Comptroller’s Handbook Booklet (OCC 2016-15, May 2016)
Addresses the risks in private student lending by banks and in regulatory expectations for safe and sound operations.

Policy Interpretation: OCC Bulletin 2000-20—Application to Private Student Lending (CNBE Policy Guidance 2010-2 (REV), May 2016)
Provides guidance for controlling the use of extensions, deferrals, renewals, and rewrites of closed-end loans.

Student Loans: Interagency Guidance on Private Student Loans With Graduated Repayment Terms at Origination (OCC Bulletin 2015-7, January  2015)