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Irina Barakova

Senior Financial Economist
Credit Risk Analysis Division

(202) 649-5550

Irina Barakova is a Senior Financial Economist in the Credit Risk Analysis Division within the Economics department at the Office of the Comptroller of the Currency (OCC).

Ms. Barakova’s research interests include banking and regulation, credit risk modeling, and empirical corporate finance. Before joining the OCC in 2007, Ms. Barakova worked for the Federal Reserve System for five years in the Bank Supervision and Economic Research units. She did her graduate studies in Finance at the Kellogg School of Management, Northwestern University.

  1. Barakova, Irina, D. Glennon and A. Palvia (2013). “Sample Selection Bias in Acquisition Credit Scoring Models,” Journal of Credit Risk.
  2. Barakova, Irina and A. Palvia (2010). “Limits to relative performance evaluation,” 2010, Journal of Financial Economic Policy.
  3. Barakova, Irina, R. Bostic, P. Calem and S. Wachter (2003). Does Credit Quality Matter for Homeownership,” 2003, Journal of Housing Economics, vol. 12.
  1. Barakova, Irina, Hasan, M. Nazmul and Parthasarathy, Harini (2014). "Role of Collateral and Covenants in Bank Monitoring and Loss Mitigation"
  2. Barakova, Irina, P. Calem and S. Wachter (2013). “Borrowing Constraints during the Housing Bubble,” Submitted to Journal of Housing Economics, Presented at AEA/AREUEA 2013, AREUEA International 2013.
  3. Barakova, Irina and A. Palvia (2013). “Are Basel II Risk Weights Aligned with Risk?”Working paper, Presented ASSA 2013.
  4. Barakova, Irina and H. Parthasarathy (2012). “How Committed are Bank Corporate Line Commitments?” Working paper, Presented at 2012 FDIC Banking conference and ASSA/IBEFA 2013.
  5. Barakova, Irina and H. Parthasarathy (2012). “Modeling Corporate EAD,” Working, Presented Quant Forum 2012, WEFAI/IBEFA2013.
  6. Barakova, Irina (2007). “The Impact of Local Unemployment on Community Banks at Different Quantiles,” Working paper.
  7. Barakova, Irina and M. Carey (2001). “How Quickly Do Troubled U.S. Banks Recapitalize?”Federal Reserve working paper.