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Yu Man Tam

Financial Economist
Market Risk Analysis Division

yuman.tam@occ.treas.gov

Yu Man Tam is a financial economist in the Market Risk Analysis division within the Economics department at the Office of the Comptroller of the Currency (OCC).

Dr. Tam joined the OCC in 2016. Prior to this position, he was a senior research associate at the Federal Reserve Bank of St. Louis from 2007 to 2010. His primary areas of research are macro-finance, asset pricing, and risk management.  He holds Ph.D. and MS degrees in finance from the Haas School of Business, UC Berkeley and a BS degree in mathematics and economics from UCLA..

  1. Guidolin, M. and Y.M. Tam, (2013). “A Yield Spread Perspective on the Great Financial Crisis: Break-Point Test Evidence.” International Review of Financial Analysis.
  2. Sengupta, R. and Y.M. Tam, (2010). “Why HARM the Subprime Borrower?” Federal Reserve Bank of St. Louis, The Regional Economists, 18(2), 21-22.
  3. Guidolin, M. and Y.M. Tam, (2009). “Is the Financial Crisis Over? A Yield Spread Perspective.” Federal Reserve Bank of St. Louis, Monetary Trends.
  4. Guidolin, M. and Y.M. Tam, (2009). “Taming the Long-Term Spreads.” Federal Reserve Bank of St. Louis, Monetary Trends.
  5. Sengupta, R. and Y.M. Tam, (2009). “Home Prices: A Case for Cautious Optimism.” Federal Reserve Bank of St. Louis, Monetary Trends.
  6. Sengupta, R. and Y.M. Tam, (2009). “Recent Movements in the Baltic Dry Index.” Federal Reserve Bank of St. Louis, Economic Synopses No. 12.
  7. Sengupta, R. and Y.M. Tam, (2008). “The LIBOR-OIS Spread as a Summary Indicator.” Federal Reserve Bank of St. Louis, Economic Synopses No. 25.
  8. Sengupta, R. and Y.M. Tam, (2008). “Mortgage Originations: 2000-2006.” Federal Reserve Bank of St. Louis, Economic Synopses No. 18.
  1. Y.M. Tam, (2016). “Sovereign Debt Default and Debt Ownership: Domestic Debt as a Commitment Device for Debt Repayment”
  2. Y.M. Tam, (2016). “Maturity Structure of Government Debt, Asset Markets, and the Real Economy”