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Economic and Policy Analysis

Norman Williams
Norman Williams
Deputy Comptroller,
Economics and Policy Analysis

The OCC uses quantitative and analytical skills provided by Economic and Policy Analysis to monitor and assess banking and financial market conditions. This research and analysis helps advance the methodological tools used in risk measurement models, increase the understanding of banking issues, and inform policy makers.

The Divisions in Economic and Policy Analysis

US map   Economic and Banking Condition (EBC)

EBC supports effective OCC supervision by analyzing banking industry and economic trends and emerging issues, and communicating risks posed to national banks and federal savings associations.

flags   Banking Industry Studies (BIS)

BIS supports effective OCC regulation by analyzing systemic international risks and the long-term strategic banking implications of changes in the structure and regulation of the global financial services industry.

congress building   Policy Analysis Division (PAD)

PAD supports effective OCC supervision by analyzing the economic impact of proposed and final regulations and assists in the development of supervisory policies.