OCC Opinions and Letters on Permissible Electronic Banking Activities: Digital Certification

OCC publishes letters associated with charter approvals and other licensing activities, including interpretive letters. Some of these letters provide interpretations of existing laws and regulations. This section includes significant approval letters and interpretations associated with Internet banking activities. The following is a listing of topics in this section that also serve as quick links to the referenced materials:

Description	Opinions & Letters
Identrus, Conditional Approval No. 339 (November 16, 1999), a multi-bank venture to establish an entity that will support a multiple bank CA network system. The central entity will act as the root CA for the sub-CA banks and will establish business rules so that customers of any sub-CAs can quickly and easily obtain verification of a certificate issued by any other CA bank in the system.	Conditional Approval No. 339 (PDF)
Zions National Bank/Digital Signatures Trust, Conditional Approval No. 267 (January 12, 1998). A national bank may act as a certification authority to enable subscribers to generate digital signatures that verify the identity of a sender of an electronic message.	Conditional Approval No. 267 (PDF)