OCC Opinions and Letters on Permissible Electronic Banking Activities: Electronic Payments

OCC publishes letters associated with charter approvals and other licensing activities, including interpretive letters. Some of these letters provide interpretations of existing laws and regulations. This section includes significant approval letters and interpretations associated with Internet banking activities. The following is a listing of topics in this section that also serve as quick links to the referenced materials:  


Electronic Bill Presentment 

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Stored Value 

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Merchant processing of credit cards via Internet 

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Electronic Data Interchange (EDI) Services 

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Electronic Collection System on Behalf of Public Authority 

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Dispensing Prepaid Alternate Media from ATMs 

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Business to Business Electronic Payments Systems 

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