OCC Opinions and Letters on Permissible Electronic Banking Activities: Excess Capacity

OCC publishes letters associated with charter approvals and other licensing activities, including interpretive letters. Some of these letters provide interpretations of existing laws and regulations. This section includes significant approval letters and interpretations associated with Internet banking activities. The following is a listing of topics in this section that also serve as quick links to the referenced materials:

Description	Opinions & Letters
Chase I-Vault, Interpretive Letter No. 888 (March 14, 2000). A national bank that has acquired an electronic image storage and retrieval system for banking purpose with good faith excess capacity can market that excess capacity to others to enable them to load, store, and retrieve nonfinancial and financial documents.	Interpretive Letter No. 888 (PDF)