Public Comments on the OCC's Innovation Pilot Program
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On April 30, 2019, the OCC published and solicited comments on a paper titled Innovation Pilot Program. The program, as proposed, would provide eligible entities with regulatory input early in the testing of new or innovative activities that could present significant opportunities or benefits to consumers, businesses, financial institutions and communities. Comments may be submitted by emailing pilotprogram@occ.treas.gov through June 14, 2019.
In general, the OCC will publish all comments on its website. Comments and supporting materials will be published without change, including any business or personal information provided such as name, address, email address, or phone number. Comments received, including attachments and other supporting materials, are subject to public disclosure. Do not include any information in your comment or supporting materials that you consider confidential or inappropriate for public disclosure.
Comments on the paper are accessible below. Questions on the program may be directed to the Office of Innovation, at innovation@occ.treas.gov, or at (202) 649-5200.
| Commenter | Affiliation | Location | Comment Date | Read Comment |
|---|---|---|---|---|
| James Gutierrez, Chief Executive Officer | Aura Financial Corporation (Aura) | San Francisco, CA | 06/24/2019 | Comment (PDF) |
| Alton Afford | 06/18/2019 | Comment (PDF) | ||
| Alton Afford | 06/16/2019 | Comment (PDF) | ||
| Greg Baer President & CEO |
The Bank Policy Institute | Washington, DC | 06/14/2019 | Comment (PDF) |
| Sam Dzirasa, Board Member at-large |
MIT Sloan Club of DC | 06/14/2019 | Comment (PDF) | |
| Kenneth W. Edward, Associate General Counsel,Regulatory Affairs | Upstart | San Carlos, CA | 06/14/2019 | Comment (PDF) |
| Randolph Kantorowicz, CEO | Mobile Money (MoMo) | New York, NY | 06/14/2019 | Comment (PDF) |
| Tom Quaadman,Executive Vice President | U.S. Chamber of Commerce’s Center for Capital Markets Competitiveness | Washington, DC | 06/14/2019 | Comment (PDF) |
| Adam Lesman, General Counsel | ODX | New York, NY | 06/14/2019 | Comment (PDF) |
| Brent Adams, Senior VP of Policy & Communication | Woodstock Institute | Chicago, IL | 06/14/2019 | Comment (PDF) |
| Charles DeSimone, Vice President | Securities Industry and Financial Markets Association (SIFMA) | New York, NY | 06/14/2019 | Comment (PDF) |
| Lauren Saunders, Associate Director | National Consumer Law Center (on behalf of its low income clients), Allied Progress, Americans for Financial Reform Education Fund, Atlanta Legal Aid Society, Inc., California Reinvestment Coalition, Center for Digital Democracy, Center for Economic Integrity, Center for Responsible Lending, Consumer Action, Consumer Federation of America, Consumer Reports, National Association of Consumer Advocates, National Fair Housing Alliance, Public Citizen, Public Justice Center, Reinvestment Partners, and U.S. PIRG | Washington, DC | 06/14/2019 | Comment (PDF) |
| Rob Morgan, VP Emerging Technologies | American Bankers Association | Washington, DC | 06/14/2019 | Comment (PDF) |
| Andre Cotton, Regulatory Counsel | Consumer Bankers Association | Washington, DC | 06/14/2019 | Comment (PDF) |
| David McCann, Chief Technology Officer | Abrigo | Austin, TX | 06/14/2019 | Comment (PDF) |
| Michael Emancipator, Vice President, Regulatory Counsel | Independent Community Bankers of America | Washington, DC | 06/13/2019 | Comment (PDF) |
| Jake Schild, Content Curator & Editor | Sunrise Banks | St. Paul MN | 06/12/2019 | Comment (PDF) |
| Jackson Mueller, Associate Director Dan Murphy, Senior Associate Michael S. Piwowar, Executive Director |
Milken Institute | Washington, DC | 06/11/2019 | Comment (PDF) |
| Adam Hoehn | Alliance Partners | Chevy Chase, MD | 06/05/2019 | Comment (PDF) |
| Thomas W. Lynn | 05/01/2019 | Comment (PDF) |