Alert 2007-3| January 29, 2007
Counterfeit Cashier’s Checks: Counterfeit Cashier’s Checks of The Summit National Bank, Atlanta, GA
Chief Executive Officers of All National Banks; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Director, Office of Thrift Supervision; Conference of State Bank Supervisors; Deputy Comptrollers (districts); Assistant Deputy Comptrollers; District Counsel; and All Examining Personnel
The above-named bank has reported that counterfeit cashier's checks issued in the bank's name and using an incorrect routing number of 061003664 are being presented for payment nationwide in connection with a mystery shopping scam.
Counterfeit items may be identified by the following traits: The checks are reddish-pink in color with a red border along the top of the instrument. The following statement is contained within the top border: "THE FACE OF THIS DOCUMENT IS PRINTED RED – THE BACK CONTAINS A SIMULATED WATERMARK." The bank's name and logo appear in the upper-left corner of the check with the words "Cashier's Check" printed in the top-center portion of the item and enclosed in a box. The center of the instrument contains a rectangle with six arrows pointing towards the drawer name and the dollar amount of the check. The top portion of the rectangular area contains the phrase "Match the amount in words with the amount in numbers." To the right of the box is the drawer bank information followed by an authorized signature line. The remitter information appears directly beneath the signature line.
Items presented to date contain a check number of 68451, are payable in the amount of $4,770, and include a remitter name of Quality Shopper NC.
Correspondence accompanying the checks may contain the letterhead of "QUALITYSHOPPER MYSTERY SHOPPING SOLUTION, 67 Granville Street, Vancouver, BC, 778-817-2758 and may be signed by Susan Hutchins, Human Resources Manager.
The letter informs the recipient that he or she has been chosen to represent the company as a secret shopper. A statement explains that the enclosed cashier's check is to be used to purchase merchandise at various nationally known merchants and to transfer money using a nationally known wire service. The funds to be spent at each location are divided into specific dollar amounts, with the shopper being allotted the remaining funds as payment for his or her mystery shopper service. The recipient is instructed to call 778-317-2758–ext. 200, listen to the message, and then press 1. The recipient should then state his or her name and wait for the call to be answered. He or she will then receive detailed instructions on how to proceed.
For additional information and guidance and to verify the authenticity of The Summit National Bank's cashier's checks, please contact Sharon Cho, Senior Deposit Operations Representative, Deposit Operations, by telephone at (770) 454-0409, by fax at (770) 458-0731, or via email at [email@example.com].
Consumers who receive counterfeit or fictitious items and associated material should file complaints with the following agencies, as appropriate:
- U.S. Department of the Treasury, Office of Inspector General (OIG): by telephone at (800) 359-3898 or by visiting the OIG website.
- Federal Trade Commission (FTC): by telephone at (877) FTC-HELP or, for filing a complaint electronically, via the FTC's website.
- National Consumers League (NCL): by telephone at (202) 835-3323 or by email. To file a fraud complaint, visit the NCL fraud website.
- Better Business Bureau (BBB): The BBB system serves markets throughout Canada, Puerto Rico, and the United States and is the marketplace leader in advancing trust between businesses and consumers. The website offers contact information for local BBBs, objective reports on more than 2 million businesses, consumer scam alerts, and tips on a wide variety of topics that help consumers find trustworthy businesses and make wise purchasing decisions.
- Federal Bureau of Investigation Internet Crime Complaint Center (to report scams that may have originated via the internet).
- If correspondence is received via the U.S. Postal Service, contact the U.S. Postal Inspection Service by telephone at (888) 877-7644; by mail at U.S. Postal Inspection Service, Office of Inspector General, Operations Support Group, 222 S. Riverside Plaza, Suite 1250, Chicago, IL 60606-6100; or via the online complaint form.
Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
Office of the Comptroller of the Currency
Special Supervision Division
400 7th St. SW, Suite 3E-218; MS 8E-12
Washington, DC 20219
Phone: (202) 649-6450
Fax: (571) 293-4925
For additional information regarding other types of financial fraud, please visit the OCC's anti-fraud resources page.
Richard C. Stearns
Director for Enforcement & Compliance