Comptroller's Licensing Manual

The Comptroller's Licensing Manual consists of a series of booklets that explain the OCC's policies and procedures on key licensing topics. The OCC recommends reading the booklet before accessing the sample documents.

Browse the Comptroller's Licensing Manual

Recently Published Booklets

No recent publications

Expand All | Collapse All

BookletsShow

Title	Bank / Filer	Date
Articles of Association, Charter, and Bylaw Amendments	Forms	06/19/2017
Background Investigations	Forms	06/21/2019
Branch Closings	Forms	06/15/2017
Branches and Relocations	Forms	11/15/2017
Business Combinations	Forms	07/31/2018
Capital and Dividends	Forms	05/01/2019
Change in Bank Control	Forms	09/01/2017
Changes in Directors and Senior Executive Officers	Forms	06/15/2019
Changes of Corporate Title and Address	Forms	01/06/2017
Charters	Forms	09/28/2016
Conversions to Federal Charter	Forms	08/16/2018
Failure Acquisitions	N/A	01/16/2019
Federal Branches and Agencies	Forms	10/27/2017
Fiduciary Powers	Forms	05/08/2017
General Policies and Procedures	Forms	07/05/2017
Management Interlocks	Forms	01/12/2017
National Bank Director Waivers	Forms	04/07/2017
Public Notice and Comments	N/A	11/17/2017
Subordinated Debt	Forms	11/07/2017
Subsidiaries and Equity Investments	Forms	01/31/2019
Substantial Asset Changes, Including Changes in Charter Purpose	Forms	08/23/2017
Termination of Federal Charter	Forms	01/25/2019

Companion PublicationsShow

Title	Date
A Guide to the National Banking System	04/15/2008
A Guide to Tribal Ownership of a National Bank	09/15/2002
Comptroller's Licensing Manual Supplement: Considering Charter Applications From Financial Technology Companies	07/15/2018

Historical Federal Savings Association BookletsShow

No.	Title	Comment
010	Application Filing Requirements	12 CFR 5.4
020	Publication Forms	12 CFR 5.8
050	Appeals Process	12 CFR 5.13(f)
100	Branching Activities	12 CFR 5.31 (Establishment, acquisition and relocation of a branch and establishment of agency office) 12 CFR 5.40 (Change in location of home office)
210	Conversion to a National or State Bank	12 CFR 5.24 (Conversion to a national bank) 12 CFR 5.25 (Conversion to a state bank or state savings association)
220	Combination with a National or State Bank	12 CFR 5.33
230	Merger with FDIC-insured Depository Institutions and Non-FDIC Insured Entities in which a Savings Institution Survives	12 CFR 5.33
240	Purchase or Sale of Assets and/or Transfer of Liabilities by a Savings Institution from FDIC-Insured and Non-FDIC Insured Depository Institutions	12 CFR 5.33 12 CFR 5.53
310	Change in Control	12 CFR 5.50
320	Rebuttal of Control	12 CFR 5.50
410	Charter and Bylaw Amendments	12 CFR 5.21 (Federal mutual savings association) 12 CFR 5.22 (Federal stock savings association)
420	Conversion of OTS Regulated Savings Institutions to a Federal Charter	12 CFR 5.23
430	Conversion of Bank or Credit Union to a Federal Charter	12 CFR 5.23
450	Conversion of Savings Institution from the Mutual Form of Organization to the Stock Form of Organization	12 CFR 192
460	Voluntary Dissolution	12 CFR 5.48
605	Subordinate Organizations	12 CFR 5.35 (Bank service companies) 12 CFR 5.38 (Operating subsidiaries) 12 CFR 5.58 (Pass-through investments) 12 CFR 5.59 (Service corporations)
610	Subordinated Debt and Mandatorily Redeemable Preferred Stock	12 CFR 5.56
620	Fiduciary Powers	12 CFR 5.26
625	Business Plan Guidelines	See Link
635	Capital Distributions	12 CFR 5.55
640	Modifications of Conditions of Approval	See General Policies and Procedures Booklet
645	Expansion of Business Activities	12 CFR 5.53
710	FDIC Resolution Procedures	Contact the local Director for District Licensing
840	Regulatory Waivers	Contact HQ Licensing

Historical Federal Savings Association FormsShow

No.	Title	Comment
1240	Application for Fiduciary Powers	Replaced by Fiduciary Powers Application
1344	Subordinated Debt Securities Issuances - Application	Replaced by Issuance of Sub Debt Application
1450	Application to Establish Branch Office, Change of Location of an Office, or Redesignation of Home and Branch Office	Replaced by Branch and Relocation Application
1495	Interim Thrift Institution, Application to Establish and Merge	Replaced by Interim Bank Charter Application
1502-E	Charter, Federal Stock Association	Replaced by Model Stock FSA Charter
1502-F	Charter, Federal Mutual Association	Replaced by Model Mutual FSA Charter
1518	Bylaws, Model for Stock Associations	Replaced by Model Stock FSA Bylaws
1522	Mutual Holding Company Reorganization, MHC- 1	Filing Requirement No Longer with the OCC. See Federal Reserve.gov
1523	Minority Stock Issuance by a Savings Association Subsidiary of a Mutual Holding Company, MHC-2	Filing Requirement No Longer with the OCC. See Federal Reserve.gov
1558	Establish or Change of Location of an Office - Notice	Replaced by Branch and Relocation Application
1560	Higher Lending Limitations	Outdated
1561	Subordinated Debt or Mandatory Redeemable Preferred Stock Issuances - Notice	Replaced by Issuance of Subordinated Debt Notice
1562	Service Corporation Activity Securities Brokerage	Replaced by Service Corporation Application
1563	Charter and Bylaw Amendments	Replaced by FSA Charter Bylaw Amendments Notice
1564	Prescribed Services or Activities for S&L Holding Companies, Notice to Commence Activities	Filing Requirement No Longer with the OCC.
1566	Preapproved Service Corporation Activity	Replaced by Service Corporation Application
1577	Bylaws, Model for Mutual Savings Associations	Replaced by Model Mutual FSA Bylaws
1579	Establish an Operating Subsidiary	Replaced by Operating Subsidiary Application
1582	Conversion of a Depository Institution to a Federal Stock or Mutual Savings Association	Replaced by Conversion Application
1583	Capital Distribution	Replaced by Reduction of Permanent Capital and Capital Distribution Notice or Reduction of Permanent Capital/Dividends Payable in Property Other Than Cash Application
1584	Notice filing pursuant to 12 CFR Section 563.22(c) for Institutions that Qualify for Expedited Treatment	Replaced by Change in Assets Application
1585	Conversions to or Combinations with a Bank	Depending on the activity, replaced by Notice of Intent of Conversion Out; Conversion Application; or Notice of Intent to Merger or Consolidation Out
1589	Transfer Application	Replaced by Change in Assets Application
1606	Applicant Certification	Outdated
AC	Application for Conversion	No Change
H-(e)	Holding Company Applications/Information Filing	Filing Requirement No Longer with the OCC. See Federal Reserve.gov.