Subject: Counterfeit Cashier's Checks
Date: November 12, 2013
Description: Liberty Savings Bank, FSB
Counterfeit Cashier's Checks of Liberty Savings Bank, FSB, Saint Cloud, Minn.
To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel
The above-named bank has reported that counterfeit cashier’s checks using a correct routing number of 291971391 are being presented for payment nationwide in connection with overpayment scams related to online auctions and job solicitations.
The counterfeit checks resemble the bank’s authentic items but may be identified by the following: Counterfeit items are tricolored, fading from pink, blue, and green, left to right. They contain a blurred bank logo in the upper-left corner and a dark top border with the following security statement: “TO VERIFY AUTHENTICITY, SEE REVERSE SIDE FOR DESCRIPTION OF THE 13 SECURITY FEATURES.” The items contain one authorized signature and do not include the bank’s telephone numbers of (320) 252-2841 or (888) 850-2265. Items presented to date may contain a remitter name of Rebecca Leih and be made payable for $2,480.
Recipients are contacted via e-mail by Joshua Miles (Joshua.firstname.lastname@example.org) and later receive a check in the mail for an amount greater than what was expected. The potential victims are then instructed to immediately deposit the check into their bank account and wire the difference in funds to a third party.
For additional information and guidance and to verify the authenticity of Liberty Savings Bank, FSB’s cashier’s checks, please contact Senior Vice President/Management Robin M. Gohman at 111 7th Avenue South, Saint Cloud, MN 56301, by telephone at (320) 529-2183, by fax at (320) 252-9478, or by e-mail at email@example.com.
Consumers who receive a counterfeit or fictitious item and associated material should file complaints with the following agencies, as appropriate:
Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
For additional information regarding other types of financial fraud, please visit the OCC’s anti-fraud resource at www.occ.gov/fraudresources.htm.
Ellen M. Warwick